Márcia Monteiro

How do you manage your personal finances?

I am always curious to know how people out there manage their personal finances. Do you use an excel? Do you track transactions or just networth? Do you budget?

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Philip Snyder
Monarch Money - pretty cheap too
Márcia Monteiro
@philipsnyder thank you for you input!
Jeff Gardner
@philipsnyder What's your favorite feature of Monarch Money?
Philip Snyder
@erskingardner Wide support for investment tracking (links to all brokers + crypto). I also requested a feature for reoccurring subscriptions a few months ago and it actually came out a few weeks ago, was very happy. I can see all my subscription payments and what days they get charged.
Jeff Gardner
@philipsnyder Thanks – that's super helpful. On the crypto side, do they track anything other than Coinbase?
Philip Snyder
@erskingardner Unfortunately they're just using plaid so it doesn't really plug into defi. A possible feature improvement would be a plug in into the DeBank API (debank.com)
Paul Sutton
I use rocket money (tracks transactions), credit karma (tracks credit), every dollar (0 based budgeting app), and sometimes a good ol spreadsheet for planning large expenditures.
Márcia Monteiro
@robert_sutton1 thank you for you input!
Jeff Gardner
@robert_sutton1 So many tools! 😮‍💨
Hal Gottfried
@erskingardner yeah agreed some of them do the same thing
Ghost Kitty
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Márcia Monteiro
@umutgunbak What's your favourite feature? And what are you missing?
Balaji K7
I almost finished my debts. From the next month I will get the full salary. Finding a better way to manage my funds. 1. Gold 2. Stocks 3. Trading
Amulya Prasad
Prioritizing my needs before buying. Adding frugalness to my shopaholic nature helps! And yes, saving up to invest. 12% club for short-term investments and Stock trading for long term