I took the MaxLife term insurance plan through Ditto's assistance. As they say, they did not make spam calls or push me to take policy until I understood. I was being assisted by Aditi Patil, a Ditto member, who was quick to respond to queries and polite to converse on any term insurance-related issues. I took the policy as an NRI and could avail of the GST waiver option. They informed me to pay the premium using an NRE account (Although I was aware of this through my research). On any day, through my experience, I would suggest taking Ditto's assistance for a term insurance policy.