Hello PHers Cheers to this interview with naked-wines founder and CEO Rowan Gormley. A native of South Africa, Gormely settled in the UK and helped launch Richard Branson’s Virgin Money, and later Virgin Wines. In 2008, Rowan left to work on his 4th start-up, Naked Wines, and saw it grow to UK’s fastest growing wine retailer by 2011. Here’s how Naked Wines work: - Customers invest $40 a month, pledged to independent winemakers who need capital and a wine market to connect with. In exchange, customers save 40% to 60% on all wines - Offers a 100% money back guarantee on wines you don’t like. - Gives away sample bottles and gives your investment back when you leave. Enjoy!