I want to track the money I spend without including rent or bills. I transfer that money on Revolut and track it in there. It’s not the best, but I need to see only the total/month.
I use my bank's mobile app (Commbank mobile App in Australia). It tracks spending, budgeting, cash flow, it predicts future (predicted) bills etc. It doesn't centralise other financial assets from other providers (insurance policies, Super fund/Australian retirement shares etc) so I have multiple financial apps to log into for all those others (which means I never log into them!)
I had tried using a few but stopped as it could not track transactions from multiple apps accurately or in real-time. I also feel like today's new and improved banking/financial apps track transactions much better and are convenient.
I currently only use Splitwise to manage transactions made between groups of friends and family. It helps everyone keep track of how much they owe and how much they are owed.
Ah, managing finances without a tool is like trying to juggle flaming swords blindfolded! Check out the list for small businesses; it's the GPS for navigating the financial jungle with ease!
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