SafetWing is offered by our remote only company, and we've been using it for 2 years now approximately. I have to say it's pretty convenient to be able to get a refund from anywhere in the world, didn't get a chance to test in more urgent situation though! Their request form could be improved, with claims that are being filled every month, I have to copy/paste the same information over and over again... The claim takes some time to get processed, but it is, without having to worry about translations, so that's great! Overall good product for a remote worker.