Seth Louey

Nova Money — Manage your money like the top 1%

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Don’t just set financial goals, see what it takes to reach them.
Nova tells you when you can afford your goals, and what spending behaviours you need to adopt in order to succeed.
Use Nova to avoid the common money traps and build financial freedom.

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Sam Abrika
Hi hunters, we created Nova Money to help millennials be power savers! 🤑 Our generation spends more than 2h/day on social media and less than 2mn/week looking at their finances. The result is a disaster: 75% of people fail to meet their budget, pile up debt... banks make $40bn+ profits on credit cards and overdraft fees, and people get poorer 😱. So we’re trying to rebalance the forces between the financial system and the people 💪. Nova will show you how to set the right saving goals, automate your monthly budget and draw your objective line. You will receive daily motivational messages based on how you are performing compared to your objective 👍. Nova comes in three different personalities - Cute, Best Friend & Ruthless. Cute will mother you through your financial challenge whilst Best Friend will keep it real for you. Ruthless however will get mad and instil financial terror in you if you overspend! 😵😤😅😁 🏦 Works with UK banks through Open Banking 🔐 User data is protected at bank grade level 🏛️ Registered by the Financial Conduct Authority 👓 GDPR compliant PH offer: 2 months of Premium plan: https://cashcoach.app.link/gift?... There is more than 1 trillion of credit card debt in the world. But here at Nova Money, we believe that anyone can be financially free.
Benjamin Carew
Looks awesome. Love the styling. What's on the feature roadmap?
Sam Abrika
Good question, we are designing an in-game economy where people earn Cash Coins by saving in real-life, which can be used to customise the avatar: shoes, jackets, hairstyles etc... Save in real-life, spend with virtual coins!
Anurag Singh
Do you see this ever integrating into bank apps as an SDK?
Sam Abrika
@singhanurag We could eventually integrate with banks in order to offer mortgage to our users or refinance their credit card debt at a better interest rate. But I don't that there is much to do with the bank apps stuck in the last decade.
Sophie Campion
What's the next feature you're planning on adding?
Sam Abrika
@sophie_campion In game currency, new clothes for your avatar, custom hairstyle and better levelling-up experience.
Arthur Cabral
That looks neat. Most personal finance apps are dull, this looks a lot more fun.
Sam Abrika
@arthurcab It is more fun ;)
Maria Celeste Ayala
Love the design! looks fun and different to other savings apps
Sam Abrika
@maria_ayala1 Thank you Maria!
Stas Kulesh
The upgraded version looks great Sam!
Sam Abrika
@stas_kulesh Thanks Stas, we spent a lot of time working on the design :)
Selene Cullen
Love the design!
Angela Coronado
When we created Cash Coach, we aimed to include all main features you’d need to become better at managing your finances, saving and overall improve your money mindset. We wanted to break free from monotonous/cliché interface that most fintech apps have, hence we integrated a futuristic, gamified feel to make saving more interesting. As a visual learner, I find that visual graphics have a more powerful impact on understanding one’s finances as opposed to plain text + numbers, and this is where Cash Coach executed so well. There are charts that capture anywhere from your single transactions, to day-by-day spending, to monthly progress, to yearly stats -so you see everything. The daily messages from Cash Coach also help in motivating or pushing users to be better overall. There will be more exciting stuff to be added here in the future, keep an eye out :)
Daniel Rodriguez
I love it's personality! Much more than just another bank account aggregator (looking at you Yolt and Emma)
Bob Bass
It's been cool to watch this platform progress. As someone who is passionate about personal finance, I really appreciate the cause and I think it's great to have someone as passionate as Sam working so hard on making this as easy to use, modern, and helpful as possible. It feels a lot more 'down to earth' than a lot of the large counterparts that come to mind in this space. The UI/UX is particularly excellent and this app is another great step in the right direction for modernizing finance adjacent industries and educating consumers. The execution is beautiful.
Sam Abrika
@narro Thanks Bob, I think there is a lot to do in the personal finance space. We'll keep building and launch in the US hopefully by the end of 2021!
Kirthana Devaser
I love the sass on this app and the design is unlike any other. Brilliant work on the aesthetics @danielrsaza. What inspired you to create a sci-fi punk-themed design?
Chris Manny
Awesome! I've seen you in the Pioneer competition. Good work so far!
Sam Abrika
@chris_manny Thank you Chris, I appreciate the support
Jon Reilly
Nice. Looking forward to the US launch!
Sam Abrika
@jonathon_reilly I think that the US launch will deserve another PH launch!
Jennifer Sardam
@samabrika1 when will it launch in the US? I can't wait to try it!
Daryll Wong
The gamification here is pretty cool!
Sam Abrika
And it's only the beginning :) @daryllman
Daryll Wong
@samabrika1 Sick, looking forward! Even though there are many similar cash apps, I personally think that there's still many areas for improvement and exploration! :)
Sam Abrika
There is nothing like Cash Coach. And if there is, then we'll make it better! :)
Jack Ambush
A very interesting and fun way to promote saving. Would definitely recommend trying out this app.
Sam Abrika
@jack_pratts Thanks Jack!
Anna Filou
This looks awesome! Any chance you’ll open up access for people who don’t live/bank in the UK? Personally, all my bank accounts except for one are in so-called “challenger banks” like Revolut, which are also available in the UK. Could I use the app?
Alexandr Priezzhev
@anna_0x Hi Anna, I am happy to know that you like it! We currently support Revolut and Transferwise neobanks, which are available worldwide (mostly), so if you use any of them feel free to connect right away :) Hopefully Austrian banks would be supported later this year when they would be ready for the Open Banking and our data provider TrueLayer will integrate them.
Anna Filou
@priezz Nice! I can see N26 in the screenshots, so that means you support that too, right?
Alexandr Priezzhev
@anna_0x Haha, you are very attentive :) We were experimenting with N26 through the different provider, which required to enter user's login and password on our side. We did not find it secure enough. The Open Banking integration with N26 is not ready yet.
Anna Filou
@priezz I see. Shame, I mostly use N26 lately. I think Salt Edge does N26 integrations well. Might be worth looking into — I might be confusing it with another service though, take it with a grain of salt.
Alexandr Priezzhev
@anna_0x It was exactly SaltEdge, which required users to share their username and password :)
Sam Abrika
Big thanks to @sethlouey for hunting us
Michael Jelly
Awesome vibe, I love it. We should bring fun into everything. I’m using it and it’s super slick, even helps you save money on bills 💸
Sam Abrika
Thanks @michaeljelly - glad to have you as a happy user!