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Nick Abouzeid

Uber Credit Card - Cash back, Uber credits, and more 💳

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The Uber Credit Card offers:

🍽 4% back on dining

✈️ 3% back on hotel and air fair

🖥 2% for online purchases

😻 1% back on everything else

There's no annual fee. Also earn $100 after spending $500 on purchases in the first 90 days.

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Nick Abouzeid
Hunter
Uber is getting into the credit card industry, offering a competitive 4% back on restaurants/dining, 3% on travel, 2% on ecommerce, and 1% overall cash back. This is an impressive offer (most cards max out at 2-3%, and I only know of a single AMEX card that has offered more than 4% on restaurants - and that was just for a special promo). Incredibly excited for this. Already set my calendar.
Adam DePasqua
@nickabouzeid I'm a CC nerd. This is quite exciting and blows away cards at no annual fee rates. 💳
Chris Hutchins
@nickabouzeid With the Chase Sapphire Reserve you get 3x points on Travel AND Dining and those points can be redeemed for 1.5¢/pt. So you get 4.5% cash back on Dining + Travel and 1.5% cash back on everything else. Uber card is only better on e-commerce (which if you're spending that much online, it's probably on Amazon and you should get the 5% cash back Amazon card).
Nguyen
@chris_hutchins sure but for average person who doesn't want to spend $450 on CSR then this is a great card. Personally I won't be applying for this as I have the CSR.
Nick Abouzeid
Hunter
@chris_hutchins Quynh hit the nail on the head: the Uber card doesn't include the annual $450 fee, which probably makes this a better investment overall for most spenders. Seems like a simple enough Google Doc to build though! (maybe a fun weekend project 🤔)
Noah Kim
@nickabouzeid @chris_hutchins +1 Amazon Visa was awesome at 3% cash back, but ever since 5% w/ no annual fee, for me and my family, it's THE card to have.
Tiago Duarte
"This offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories" 😢 Is there a EU-valid credit card that comes anywhere close to this?
Mihai Anca
@hellotiago No. EU capped the interchange fee to 0.3%, not much left so that banks can afford to give out rewards. So on the upside merchants will have to pay much less for card processing.
Yefim Vedernikoff
The 4% back on dining is appealing but I still don't think it rivals the Amazon card that gets you a whopping 5% back on Amazon purchases 😍
Kevin Clayland
@yefim True. I was considering getting this card until I realized most of my purchases are on amazon. theres no way I could eat out at the rate I buy things on amazon.
Nick Abouzeid
Hunter
@yefim The trick is... why can't you get both?
Kunal Bhatia
@yefim @nickabouzeid setting up the rotation is key. For me, having 3-4 cards for specific purposes works. Beyond that, it would get confusing!
Nick Abouzeid
Hunter
@yefim @kunalslab I won't tell you how many cards are in my wallet then... 🤔
Kunal Bhatia
@yefim @nickabouzeid I should have clarified. 3-4 regularly in the rotation! I have a bunch of one off cards that I'll use sparingly, like JetBlue for JetBlue purchases only. I just don't keep them all in my wallet 🙂
Austin Smith
As always, The Points Guy has the best pros/cons breakdown on this: https://thepointsguy.com/2017/10...
Zach Dubos
The phone insurance on this seems amazing. $25 deductibles, and it covers up to $600 in damage per incident. A lot of people are going to feel comfortable going caseless now.
Mario Scott
So nobody really cares that this is just a data grab by a company that has a history of not being good Keepers of there data? OK
orliesaurus
Interesting! To me personally, the most exciting part is the "No Foreign Transaction Fees On Purchases Outside the U.S." However I wonder if that means I can travel to Australia and not feel bad every time I use the credit card?
Justin Lam
@orliesaurus If it's anything like the Amazon Visa credit card, then yes. As a Canadian who makes a lot of USD purchases, no foreign transaction fees is a godsend.
Arun
@orliesaurus exactly.
Daylen Sawchuk
@orliesaurus @justinonthelam Has Chase announced that they will discontinue the Amazon.ca credit card? I know the card is no longer open for applications, just wondering if they are keeping it for current customers.
Justin Lam
@orliesaurus @askdaylen Hey sorry for the late reply. I haven't heard anything about the credit card being discontinued, and I'm really hoping it stays that way.
Mike Barwick
Cool. But my question is - why!?
Matti Heubner
Interesting! Will this be US only?
Arun
@mattiheubner that's the case for now. Will likely expand based on challenges involved.
Sambruce Joseph
@mattiheubner Everything nice always starts rolling in US first
Daniel Jörg
@mattiheubner @sambrucejoseph yeah, unfortunately. I need to get more patient :)
Sven van der Zee
It's cool, but I don't like credit cards
Brandon Oxendine
cool how everyone just forgets in like one second how shitty a company is. love to be a corporation…………………
Haim Enric

Like i said register is very long for me.

Pros:

Sounds good i feel like American Express in México

Cons:

Register Form is too complex for people that use Uber, is not friendly and i feel here are a lot of data. Maybe a wizard could help a bit

Stephen
If it’s as good as it looks, I’m gonna use this for everything I can. The rewards are awesome.
Jake Mor
Brilliant. Uber Credit is as good as cash in my book
Arun
Crazy interesting! I will be the most excited when an equivalent launches in India.
wojtek
ARRIVING! Good one, Uber Design.
Ryan Manor
Do I have to use Uber, or can I just get their card?
Daylen Sawchuk
@rage_rave No, the card can also have the rewards redeemed as gift cards and cash back (according to the Uber website: www.uber.com/en-US/c/uber-credit...).
Snah Desai
I currently have the Sapphire Reserve and love the card but the fact that there is no annual fee and a 4% back on dining is amazing.
Brett Harold Rocaberte-Reneau

It just makes my life easier for getting around.

Pros:

It will make it easier to use with uber and cancel my taxi use.

Cons:

not applicable

Glenn Martin

Nothing more to say

Pros:

The perks and the fact that it's linked to Uber

Cons:

By not reversing the perks after an introductory period