Kat Manalac

Sable - Free bank account and credit card for internationals

Mobile bank for internationals in the US
- Account and virtual card online in 5 min
- No Social Security Number or credit history needed
- No fees or minimum balance
- Build your credit history from Day 1
- Rewards and free international transfers coming soon

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Andrej Paule
Hi Product Hunters, We are excited to launch Sable, the first mobile bank built for internationals in the U.S. We are offering a free checking account (with a debit card) and a credit card with lots of great features in the app, and have a lot more products to come! We are a team of international co-founders that moved to the U.S. and realized that it was impossible to get a good credit card or open a bank account online without an SSN and U.S. credit history regardless of our credit history at home. We launched Sable, to ease the transition for internationals moving to the U.S. by giving them access to credit and enabling them to build U.S. credit history from day one. We are excited to give you a seamless experience with no fees and great rewards, while we continue on our mission to build a truly borderless bank, offering products and services to all internationals moving from any one country to another. ______________ Live features Sable Bank account and debit card 🏦 U.S. Bank account & debit card available online 🆓 No account fees, No minimums, FREE wire transfers 🛂 No SSN or U.S. credit history needed Sable secured credit card 🏗 Secured credit card to build your credit score 🤑 No monthly fees 🛂 No SSN or U.S. credit history needed 📱 Available in Apple Pay, Google Pay and Samsung Pay _____________________________ New features coming soon 📲 Android support (Promo code PH2020 to get early access in February) 💸 Rewards & cashback 💰 Unsecured credit cards 🌐 Free international transfers
Mahesh Shrestha
@andrej_paule Any special promo codes to enter (for waitlist) for Product Hunt-ers?
Naveen Qureshi
@andrej_paule @alphahunter Hi Mahesh 👋 you can sign up from the app store without first having to join the waitlist app store link: https://apps.apple.com/us/app/sa... Let us know if any questions!
Mahesh Shrestha
@andrej_paule @naveen_qureshi Thank you, but I'm an Android user. :(
Mahesh Shrestha
@andrej_paule @naveen_qureshi Which I why I was expecting a special promo code for Product Hunt-ers!
Andrej Paule
@naveen_qureshi @alphahunter Totally makes sense, thanks! If you sign-up to our waitlist using PH2020, we will get you early access to our Android version!
Robin Lore
I’m a Canadian in the US and I’ve been using Sable for months. Super easy to register and use. Definitely recommend!
Andrej Paule
@robin_l Thanks for your support Robin 😍
Ouriel Ohayon
can you sign up from outside the USA as a non USA resident?
Andrej Paule
@ourielohayon Thanks for your question! Currently you have a US Address in order to open an account (#regulation) 😢 A lot of people have been asking for this from outside the country and we are planning to open up Sable globally in the future 🌐
Thomas Schultz-Wenk
@andrej_paule I'm confused. On your website it says that I need an address in US to send the card. Can't I add a friend's address?
Gustaf Alströmer
I wish I had this when I moved to the US the first time. Took me a long time to get credit and literally couldn't get a bank account before I got a social security despite having a long bank/credit history in my home country
Lenny Moses
@gustaf my experience exactly
Ijoma Blessing
At a glace, sable looks like mercury (my opinion). Why should we leave Mercury, SVB etc for sable?
Naveen Qureshi
@ijomablessing great question! Sable is a checking account and credit card for consumers, whereas SVB / Mercury / Brex are for businesses / startups
Ijoma Blessing
@naveen_qureshi that's very interesting!
Naveen Qureshi
@ijomablessing Thanks! We think so too 😉
Howard Li
This is great! Such a unique and important product for immigrants to begin realizing their new American dream ✌️
Andrej Paule
@howard_li Thanks a lot Howard! We all believe in the building that dream!!! 🔥
Lawrence Wang
I first moved to the US from Canada when I was 20. I wasn't able to get a credit card because I was under 21 and was a foreigner. I wish I had Sable then! Highly recommend to folks who are just moving to the country. It's super easy and it's never too early to start building your credit!
Naveen Qureshi
@lawrencewang7 Thanks for your support, Lawrence!
Shayaan Nadeem
Totally recommend this for international students - the fastest way to start building credit!
Naveen Qureshi
@shayaan_nadeem Thanks for your support, Shayaan!
Saharsh Hajela
International residents are so often ignored by big banks and credit cards. Really excited for the invaluable opportunity to be able to help my family members build their credit history! It's nice to know there's people who have gone through the process who are now helping others. Way to go, Sable!
Andrej Paule
@saharshhajela Thanks a lot! Let us know your thoughts how we can further improve. We are committed to providing the best experience!
Gilberto Arancibia Rodríguez
@andrej_paule My bad experience with Sable: for a few months I tried to open an account, in the first instance they rejected my application because my passport was expired, and they asked me to update the document, the second attempt I entered all my documents, valid passport and life of United States and after 4 days of insisting for an answer they only limited themselves to telling me that they could not open my account without giving more details, and indicating that it was their final decision, whether to have a reason, without indicating why and being a possible client without references in the United States as is their policy and with a good profile ... this is not an inclusive bank, it is not a bank for migrants, it is not a bank with good service, and what do you read me, do not take it as option so that you do not get a bad experience, Sable does not work
Taha ahmed khan
Will it work with Stripe Atlas
Petr Bela
@tahaqadri As mentioned, Sable is for consumers, not businesses.
Naveen Qureshi
@tahaqadri @petrbela Thanks, Petr. Taha, let us know if you have additional questions!
Edwin Kim
Really excited to try this out!
Naveen Qureshi
@edwink Excited to have you on!
Natasha Qureshi
I’ve been using Sable for almost 3 months now - and banking has never been this easy! Great job guys
Naveen Qureshi
@natasha_qureshi Thanks for the support and feedback!
Kat Orekhova
Excited to see this go live! Wish this was around when I was an international student and living on cash for 3 weeks while waiting for my bank account to open and money to be transferred.
Naveen Qureshi
@katorekhova Thanks, Kat! The team wished for this when we moved to the U.S. as well!
Gilberto Arancibia Rodríguez
@naveen_qureshi My bad experience with Sable: for a few months I tried to open an account, in the first instance they rejected my application because my passport was expired, and they asked me to update the document, the second attempt I entered all my documents, valid passport and life of United States and after 4 days of insisting for an answer they only limited themselves to telling me that they could not open my account without giving more details, and indicating that it was their final decision, whether to have a reason, without indicating why and being a possible client without references in the United States as is their policy and with a good profile ... this is not an inclusive bank, it is not a bank for migrants, it is not a bank with good service, and what do you read me, do not take it as option so that you do not get a bad experience, Sable does not work
E Williamson
I had a bad experience with this card They do not update your information to the credit report it has been almost 3 months no update when you buy something only they will report if you pay on the card 3 or 4 months will go buy will say your still using most of your balance AVOID IF YOU WANT DRAMA FREE EXPERIENCE I will be reporting this business told customer service severely times about credit report issue they don’t care or fix the issue
E Williamson
They do not update your information to the credit report it has been almost 3 months no update when you buy something only they will report if you pay on the card 3 or 4 months will go buy will say your still using most of your balance AVOID IF YOU WANT DRAMA FREE EXPERIENCE I will be reporting this business told customer service severely times about credit report issue they don’t care or fix the issue
Alex Bouaziz
I've been using Sable for a few months, I love it - what even is an SSN 🤷‍♂️😅
Naveen Qureshi
@bouazizalex Thanks for your support and feedback so far! Lol at SSN 😋😂
aquibur rahman
Is it only for people who are living in USA right now or someone who has registered a Delaware company living outside USA can also have an account with you?
Naveen Qureshi
@aquibur_rahman for people who are moving to or have already moved to the U.S.
Mike Mahlkow
Great product, many of my friends are using it and love how quick and uncomplicated it is!
Naveen Qureshi
@mikemahlkow Thanks, Mike! Appreciate all the support from you and your friends 😊
Tom Medema
As a foreign founder moving to the US I know how hard it is to get banking setup here, so I definitely believe there's a market. I looked at your landing page from a potential customer's point of view and had a few comments: https://app.usebubbles.com/424c2... --- Let me know if this helps!
Naveen Qureshi
@tom4 Tom, thanks so much for the detailed feedback! We really appreciate it. Can't wait to action it in the coming days 💪
Nauman Qureshi
Amazing initiative
Naveen Qureshi
@nauman_qureshi1 Thank you, appreciate the support! ❤️
Max
Tks for making my life between continents easier... at least on the banking side of it! ❤️
Naveen Qureshi
@maxime_corbani Glad we could make your life a little bit easier!! 💪
Prateek Swain
I wish this existed when I first entered the US. It was such a pain to go through traditional banking routes, and even now after years I am having difficulty getting approved for credit cards! Solving a huge problem I've personally faced. Kill it!
Naveen Qureshi
@prateek_swain1 Thanks Prateek! Excited to have you onboard and help 💪