sablecard
p/sablecard
Banking in the US, made easy.
Kat Manalac
Sable β€” Free bank account and credit card for internationals
Featured
139
β€’
Mobile bank for internationals in the US
- Account and virtual card online in 5 min
- No Social Security Number or credit history needed
- No fees or minimum balance
- Build your credit history from Day 1
- Rewards and free international transfers coming soon
Replies
Best
Gustaf AlstrΓΆmer
I wish I had this when I moved to the US the first time. Took me a long time to get credit and literally couldn't get a bank account before I got a social security despite having a long bank/credit history in my home country
Nate Ritter
?makers I gotta know... how is this done without an SSN considering the KYC requirements of US banks?
Andrej Paule
@nateritter Hi Nate. We comply with all US regulations. Shoot us an email and we can tell you about the requirements in more detail πŸ“ͺ
Adriano Cahete
Nice addition, I'm a Brazilian who work remotely for US company and I'm using Transferwise for now. Can I be a client? I don't care about the monthly fee if I receive a card and can use Google Pay (and have an Android app)...
Ouriel Ohayon
can you sign up from outside the USA as a non USA resident?
Andrej Paule
@ourielohayon Thanks for your question! Currently you have a US Address in order to open an account (#regulation) 😒 A lot of people have been asking for this from outside the country and we are planning to open up Sable globally in the future 🌐
Thomas Schultz-Wenk
@andrej_paule I'm confused. On your website it says that I need an address in US to send the card. Can't I add a friend's address?
Tom Medema
As a foreign founder moving to the US I know how hard it is to get banking setup here, so I definitely believe there's a market. I looked at your landing page from a potential customer's point of view and had a few comments: https://app.usebubbles.com/424c2... --- Let me know if this helps!
Naveen Qureshi
@tom4 Tom, thanks so much for the detailed feedback! We really appreciate it. Can't wait to action it in the coming days πŸ’ͺ
Andrej Paule
Hi Product Hunters, We are excited to launch Sable, the first mobile bank built for internationals in the U.S. We are offering a free checking account (with a debit card) and a credit card with lots of great features in the app, and have a lot more products to come! We are a team of international co-founders that moved to the U.S. and realized that it was impossible to get a good credit card or open a bank account online without an SSN and U.S. credit history regardless of our credit history at home. We launched Sable, to ease the transition for internationals moving to the U.S. by giving them access to credit and enabling them to build U.S. credit history from day one. We are excited to give you a seamless experience with no fees and great rewards, while we continue on our mission to build a truly borderless bank, offering products and services to all internationals moving from any one country to another. ______________ Live features Sable Bank account and debit card 🏦 U.S. Bank account & debit card available online πŸ†“ No account fees, No minimums, FREE wire transfers πŸ›‚ No SSN or U.S. credit history needed Sable secured credit card πŸ— Secured credit card to build your credit score πŸ€‘ No monthly fees πŸ›‚ No SSN or U.S. credit history needed πŸ“± Available in Apple Pay, Google Pay and Samsung Pay _____________________________ New features coming soon πŸ“² Android support (Promo code PH2020 to get early access in February) πŸ’Έ Rewards & cashback πŸ’° Unsecured credit cards 🌐 Free international transfers
Mahesh Shrestha
@andrej_paule Any special promo codes to enter (for waitlist) for Product Hunt-ers?
Naveen Qureshi
@andrej_paule @alphahunter Hi Mahesh πŸ‘‹ you can sign up from the app store without first having to join the waitlist app store link: https://apps.apple.com/us/app/sa... Let us know if any questions!
Andrej Paule
@naveen_qureshi @alphahunter Totally makes sense, thanks! If you sign-up to our waitlist using PH2020, we will get you early access to our Android version!
Naveen Qureshi
@andrej_paule @alphahunter Look forward to emailing you next month with the link !
Prince Gee
@andrej_paule please i have signed up with the promo code enlisted but i haven't received any email confirmation. its been days now.
Mata Mokwala
As the son of immigrant parents I totally understand the benefits of Sable. Will be checking this out.
Naveen Qureshi
@mata_mokwala Thank you! Appreciate your support!
Prateek Swain
I wish this existed when I first entered the US. It was such a pain to go through traditional banking routes, and even now after years I am having difficulty getting approved for credit cards! Solving a huge problem I've personally faced. Kill it!
Naveen Qureshi
@prateek_swain1 Thanks Prateek! Excited to have you onboard and help πŸ’ͺ
aquibur rahman
Is it only for people who are living in USA right now or someone who has registered a Delaware company living outside USA can also have an account with you?
Naveen Qureshi
@aquibur_rahman for people who are moving to or have already moved to the U.S.
David Coonin
well done! Are you looking to add new products or swap out vendors? we have a platform to build fintech apps and add ACH, KYC, card issuance, bank accts and more! have a look productfy.io
mkay
This is interesting. I'm gonna sign up for sure. What's the big difference between you and other international payment processors like Payoneer?
Naveen Qureshi
@kayd_yonis1 Glad to have you onboard! Look forward to the feedback. Sable provides consumer U.S. bank accounts and credit cards and offers core banking features such as domestic and internationals transfers through your U.S. bank account. Given we serve the international population that moves to the U.S., we are currently partnering with remittance providers to give low to zero fees to our customers to move money. Additionally, with our U.S. credit card, internationals can start creating U.S. credit history immediately
Sadiq Ahmed
hello thank you i do sign up and waiting for verification hope done soon the app say 24hrs but now 3 days . if i sign up for credit card can i also then open an bank account ?
Naveen Qureshi
Hello @aldirazi - apologies for the delay of your verification - we had to review your documents manually. You're all set now! Excited to have you onboard! Yes, you have a bank account as well. Sign into the app to see your bank account details and please don't hesitate to reach out at help@sablecard.com for any additional questions.
Sadiq Ahmed
@sablecard @naveen_qureshi thank you just have couple hints if you can do that will be awasome . 1- can fill the account via paypal 2- can fill the account with credit card 3- track the shipment (card shipment) 4- can freeze the card / pause it for some times 5- many cards design ( i can help on that) thank you
Naveen Qureshi
@sablecard @aldirazi Hi Sadiq, thanks for your feedback! We're working towards points 1,2 and 3. We are releasing 4 next week and will be working towards #5 in the next 4-5 months. Great suggestions and feedback! Thank you.
Towers Wilen
@sablecard @aldirazi How could you help would card design?
Lawrence Wang
I first moved to the US from Canada when I was 20. I wasn't able to get a credit card because I was under 21 and was a foreigner. I wish I had Sable then! Highly recommend to folks who are just moving to the country. It's super easy and it's never too early to start building your credit!
Naveen Qureshi
@lawrencewang7 Thanks for your support, Lawrence!
Fatima Zaidi
This product is going to be a game changer for international students- looking forward to seeing the development
Naveen Qureshi
@fatima_zaidi1 Thanks, Fatima!
Nathan D'Cunha
If this includes American Airlines or Hilton rewards in the future, then a lot of Australians will be all over this!
Andrej Paule
Thanks @nathan_d_cunha that's a great suggestion! We would love to see a lot of Australians at Sable πŸ‡¦πŸ‡ΊπŸ‡¦πŸ‡ΊπŸ‡¦πŸ‡Ί
Siddharth Shanbhag
This is great, thank you for building this! @naveen_qureshi could you give us a little insight into your product roadmap, please? What's next in 2020?
Naveen Qureshi
@siddharth_shanbhag great question! Next few months are going to be exciting + busy as we launch Sable One - our unsecured credit card, Android app, free international money transfers and rewards.
Gustavo du Mortier
I'm not planning to move to the US but I work as a freelancer with internationals, so a US bank account would be useful for me. Do I need an iPhone to use Sable?
Naveen Qureshi
Hi @gustavo_du_mortier , thanks for reaching out. Sable is only applicable for customers who are moving or have moved to the U.S.
Kat Orekhova
Excited to see this go live! Wish this was around when I was an international student and living on cash for 3 weeks while waiting for my bank account to open and money to be transferred.
Naveen Qureshi
@katorekhova Thanks, Kat! The team wished for this when we moved to the U.S. as well!
Gilberto Arancibia RodrΓ­guez
@naveen_qureshi My bad experience with Sable: for a few months I tried to open an account, in the first instance they rejected my application because my passport was expired, and they asked me to update the document, the second attempt I entered all my documents, valid passport and life of United States and after 4 days of insisting for an answer they only limited themselves to telling me that they could not open my account without giving more details, and indicating that it was their final decision, whether to have a reason, without indicating why and being a possible client without references in the United States as is their policy and with a good profile ... this is not an inclusive bank, it is not a bank for migrants, it is not a bank with good service, and what do you read me, do not take it as option so that you do not get a bad experience, Sable does not work
E Williamson
I had a bad experience with this card They do not update your information to the credit report it has been almost 3 months no update when you buy something only they will report if you pay on the card 3 or 4 months will go buy will say your still using most of your balance AVOID IF YOU WANT DRAMA FREE EXPERIENCE I will be reporting this business told customer service severely times about credit report issue they don’t care or fix the issue
E Williamson
They do not update your information to the credit report it has been almost 3 months no update when you buy something only they will report if you pay on the card 3 or 4 months will go buy will say your still using most of your balance AVOID IF YOU WANT DRAMA FREE EXPERIENCE I will be reporting this business told customer service severely times about credit report issue they don’t care or fix the issue
Robin Lore
I’m a Canadian in the US and I’ve been using Sable for months. Super easy to register and use. Definitely recommend!
Andrej Paule
@robin_l Thanks for your support Robin 😍
Luke Holder
How are you able to get around US banking regulations?
Naveen Qureshi
@lukeholder Hi Luke, we abide by all US banking regulations!
Luke Holder
@naveen_qureshi Cool, have applied but verification is delayed going on 48 hours. My application email is lukemh at gmail dot com
Andrej Paule
@lukeholder Hi Luke - I apologize for the inconvenience. I sent you an email regarding your application.