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Lemon — Know where your money's going 💰 👀
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Patrick Thompson
So my first question with all of these kinds of apps is always: What financial institutions do you support? 99% of the time, my bank isn't supported because I choose not to use popular ones like Chase, Wells Fargo, etc.
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@unseenvision Hey Patrick. You can search for your bank. Here's a screenshot of what it looks like: 
The main banks are listed first, but we support almost 20,000 and I suspect yours will be there. Let us know if it's not.
The main banks are listed first, but we support almost 20,000 and I suspect yours will be there. Let us know if it's not.
@jbs any email list I can join to get notified about the Android app? This looks super cool, I definitely want to know about it :)
@sahilc0 Hi Sahil. Thanks! Yes, you can sign up for the newsletter here: https://lemon.co/blog
How does one remove specific accounts - only one of the Chase accounts I have is relevant to personal finance as others are handled by employers.
@dshan Hey Derek. You can mute accounts by touching the little yellow dot to the left of an account on the $ tab.
@jamesdevonport Hey James. I agree! Our challenge is to make checking in on your finances not feel like you're "eating spinach." If all goes well in the US, I would love to add support for European countries and also translate the app + website into Spanish.
Hey Bryon - Congrats on getting hunted!! What other sort of features do you guys have planned for Lemon?
@charleyma Hey Charley! Great to see you here. There's a lot coming up-- optimizing travel purchases, bill payments, credit scores & reports, budgeting & categorization, peer & geo comparisons, and retirement planning. We recently added a CFP to our team who is helping us create and refine all of the various messages in your feed.
We're also working on better targeting by building more a more complete model of each user. E.g. you've indicated you're getting married soon and you're interested in your first mortgage. You'd receive content, tips, and actionable messages to help you through those life moments. I think every moment in life comes back to money somehow.
Hey @thelemonapp, im already using mint.com (which is kind of buggy and has lots of weird ads) it seems like Lemon is a substitute. if so why should i switch to your product (and have to spend effort relinking my accounts - i am very lazy)? is there at least one thing this does better or is it just better in a marginal sense in lots of areas? it says web and android coming soon? how soon is web coming?
@yvanscher Hey Yvan. Check out my answers to Barrett and Bill above re: Mint (which I used to love btw). Web will be ready in about a month!
@jbs i actually read both and visited your site. i still don't really have a clear picture i guess. so because of "unpaid lead generation" (whatever that is - i don't really do sales) your product is better? is what you are trying to say that your app promises to annoy me less (i understand that apps need to make money)? how much less? can you give me a metric of how much less annoying your ads/recs are? i'm looking for a reason to switch. how is your product better than the thing i use and am invested in? it definitely has a better art design... it seems like you *will* offer some forecasts? but you didn't really offer details on what you guys are going to forecast? why is your weekly summary better than mint's? i don't feel like those ideas were addressed.
i've outgrown old rickety mint so ill probably try lemon. i guess what i'm trying to communicate here is that it is my suggestion that you figure out - *in plain english* - why your product is superior. you don't have to take this advice; feel free to leave it here. the internet is full of bad advice and this might be bad. my only qualification is that i am a consumer who only speaks plain english. looking forward to giving lemon a try.
@yvanscher Yvan, I want to shout it from the mountain tops that this is great advice. Thanks for your suggestions and keep 'em coming.
Quick question: What stops certain savings/investment companies from being listed? I notice you support Venmo but not Acorns?
@alvinmilton Hey Alvin. There's just no integration yet :-/ I've been asking for a while: https://twitter.com/jbs/status/5...
@jbs same. Understood. Perhaps they don't want another app to cannibalize the data and provide a different experience... For me, I just really want to see what is going on fully within my financial landscape...
@alvinmilton same. I suspect they will give in eventually. Or the aggregators will figure out a way to scrape the data. We use two aggregators in the background to have higher fidelity, but we're still missing certain institutions.
Pretty awesome, any plans on introducing custom naming for transactions? (and if so please make sure that it remembers the names!) I've tried a bunch of these apps and am currently on Prosper Daily which has been the best so far but this looks great.
Other things:
- I have to do a touch ID when I go from 1Password and back to Lemon - unsure if that could be skipped
- My phone has numbers displayed in a different language, would be nice to switch it back to english for this without changing my phone setting
- MoM comparisons and categories!
What makes Lemon unique or better than the current products in the market, besides the lack of paid referrals? I'm a long time Quicken user, would love to switch to something else.
@billhendricksjr Hey Bill. Great question. The lack of paid lead generation is indeed a big difference. It allows us to focus on building a great product and generating *unbiased* insights / advice / suggestions without worrying about trying to convince you to click on a product referral. It also allows us to produce content (and target it to you based on your profile and spending) in the same way. For example, we spent three months determining the best online checking account https://lemon.co/l/boca ... we can't do that if the highest bidder is influencing our content.
Much of what we're working on is forward looking. Summaries of last week and daily wrap ups are great (we have one), but we're also focusing on what tomorrow, next week, and next year look like for you. And it's all delivered in a style we're all used to consuming-- a reverse chron feed.
This is the second digital product I've seen today promoted to a worldwide audience and not available to me because of my location, because I am not in the same country that always gets products first. When product launch publicity is over, I'll never hear about the app again and will be off using a rival product instead.
Oh I know where it's going and it's depressing ... J/K.... this is a great product --- adding transparency on the money path is a HUGE VALUE
Looks really great! Is there a chance to use it in germany? It's not avaiable in the german app store ...
@maxnowack Hey Max. Sorry, not yet. We're only connected to financial institutions in the US at the moment. Do you use a similar app now to aggregate your accounts?
@jbs Salt Edge for a global solution, (Latin America here)... I've been looking forever for a similar app that supports international banks. Lemon looks great!
Hello Product Hunt! I'm the founder of Lemon. I started Lemon because I wanted to teach (Lemon comes from "Learn Money") and because I was tired of other PFMs peddling products and services that weren't a fit for me. You'll never see an advertiser disclosure on Lemon because we don't earn commissions on products.
Let us know what you think of the app and your feed.
Here's the long-winded version of why I started Lemon: https://medium.com/@thelemonapp/...
For those of you interested in Android, sign up for the email list here: https://lemon.co/blog (right rail on desktop, bottom of the page on mobile)
I've been a user of Lemon since the early beta. This is a great product that continues to show great progress. Keep crushing it Byron.
Great name. Other than being pushed ads and services (which I actually don't mind), I don't see how this service is different from Mint or Personal Capital. Can you help clarify?
Hi ?maker, when going to https://lemon.co/?ref=producthunt I am getting a message saying the domain is for sale? It this product still live?
There's been a ton of underwhelming products in this space and as someone who worked in consumer finance I'm generally not that big of a fan of most PFMs. Lemon's the first one that's really impressed me and I'm excited to see how the develops it further.
I also recommend being a little smarter when sending messages like "there's no reason to pay a $ fee to have an account" when it relates to things like annual fees on premium travel cards. I have them for a reason, because I reap many times in rewards the cost of the annual fee. That generic messaging tends to make me to view a platform as less intelligent.
@orienwu Agreed on the messaging. I wrote that one. It's intended to be for checking/savings. I myself have a hotel card that has a $395 fee that is more than worth it. Thanks for the feedback!