Building DevPay Türkiye — Sanctions-Compliant Financial Access for the Blocked World
Hello Product Hunt,
My name is Farnam Rami, and I’m the founder of DevPay Türkiye — a financial technology platform that provides sanctions-compliant cross-border payment access for users in high-barrier regions, beginning with Iran.
At a time when billions are excluded from the global financial system—not due to fraud or risk, but by nationality—DevPay aims to bridge this divide through lawful, transparent, and infrastructure-based innovation.
💡 What We’re Solving
Traditional wallets, crypto solutions, and card providers either:
Bypass sanctions through risky methods, or
Block entire regions indiscriminately, leaving legitimate users behind.
DevPay does neither.
Instead, we’ve built a system grounded in:
Full OFAC, FATF, and Turkish/EU compliance
Legally valid onboarding flows (real Turkish addresses, international phone numbers, dual-KYC)
Multi-entity transaction routing, respecting capital controls and financial jurisdiction boundaries
🧩 Our Core Features:
Legally issued Visa/Mastercard access for Iranian users residing in Iran
Stablecoin-to-fiat FX conversion under regulatory guardrails
Mobile-first onboarding with e-KYC tailored to restricted economies
Tap-to-pay, AI budgeting, group wallets, and youth banking (via DevPay Junior)
Upcoming: Turkish mobile POS, merchant tools, and cross-border remittance rails
👥 Who We're Looking to Connect With:
Founders tackling financial exclusion with a legal-first mindset
Investors or partners experienced in regulated fintech or frontier markets
Compliance professionals with a focus on cross-border financial systems
Early users from Türkiye, Iran, Lebanon, or similar jurisdictions
Thought leaders shaping the future of ethical financial infrastructure
I’d be happy to answer questions, share our journey, or speak further with those working in aligned spaces.
Let’s build systems where lawful inclusion replaces structural exclusion.
Thank you,
Farnam Rami
Founder, DevPay Türkiye
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