p/fuze
Smart card with EMV chip
Kristofer™
Fuze — Smart card with EMV chip
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Justin Mitchell
As someone who built one of these...why....why would you still be going after this? The payments industry is never going to allow you to put more than 1 card on that EMV chip. #insiderKnowledge
Zach Dubos
@itsthisjustin What company did you work on? Why won't they let you? What would you say to someone trying to make these cards? I have so many questions.
Justin Mitchell
@zduboss I started/co-founded http://wocketwallet.com (no longer there). The card providers don't want to co-exist on the same chip. There's also technical issues that make it complicated. Outside of that, I wouldn't suggest anyone build a payment "card" anymore. Issuers are trying to get away from the physical archetype of cards. They are looking to push technology into other devices as well as not compete with their own card business. I could go on for hours about everything we learned building Wocket.
Zach Dubos
@itsthisjustin a medium post or something would be amazing, to be honest. I always wondered why these seemingly wonderful gadgets could never ship. Hearing the inside story would be awesome.
Justin Mitchell
@zduboss I'd have to investigate the legality of saying certain things. I will say, Wocket shipped, and works. It's magstripe only though so it's hit or miss where you can use it because of chip requirements. The biggest thing with the payments industry is that I could make the cooliest thing ever today AND ship it, and if it's not what's currently being accepted or a hack around it (Samsung Pay), it just flat out won't work OR be accepted. Payments are just way too sensitive of an industry. We struggled just to get merchant acceptance for something that worked completely fine on a technical level. But you hand someone a card without embossed numbers and a Visa logo on it and Mr Gas Station employee isn't going to take it no matter how much you swear it's your legit Mastercard
Kristofer™
We've seen plenty of these come and go, and they even call out the competitors about why they're "impossible" would like to hear about why they're design and manufacturing process is so different.
Brad Ungar
@kristofertm I actually reached out to these guys awhile ago since I got scammed by Plastc. Supposedly they have them ready to ship in July, already final. My main fear is the reality of getting EMV relationships with banks. Is useless these days without EMV working. I have Coin, can't use it at 90% of places now since they all need me to input chip instead of swipe...also Coin's single magnetic strip has its extra problems. Fuze is saying their swipe usage is more like Samsung Pay (LoopPay), which should make swipe reliable but without EMV still wouldn't work for all the times we need to input the card to have the chip read. So in the end, they have a final version of a card better than Coin, but until they have EMV partnerships they aren't offering their features which are the more "impossible" to pull off...though they are saying the hardware is working, which is further than Plastc got.
Kristofer™
@bradungar Very interesting to hear. I had pre-ordered SWYP but they've been very absent on updates and communication which is never a good sign. I also didn't know the complexities of EMV working on a card. That's obviously an important part of trusting a product like this to follow through on their product.
Brad Ungar
@kristofertm Yeah, I initially was going to order card now with EMV combo just to feel good and get an actual product in hand...but changed my mind when I realized the only thing I really need now is one of these multi-card options that actually works with EMV. I signed up for EMV version...knowing that if they don't deliver I will do as I did with Plastc and get refund from credit card company...if you buy, get with credit card.
Zach Dubos
@bradungar @kristofertm These are just rebranded BrilliantTS bPay (http://bpay.brilliantts.com/preo...) cards. It seems pretty shady. I've talked to someone who has one of the bPay cards, supposedly they work! Just buy this from Brilliant, these guys do not seem right.
Brad Ungar
@zduboss from what I have seen found and heard, was on one of their surveys a couple weeks ago it seems they are rebranding/making more US exciting branding. In IndieGogo they show that bPay is the app they use.
Noah Kim
Is it common to carry that many cards around? I carry 3 (including my bank atm visa) in the back of my phone card holder. Don't fragment your rewards people!!!
Pietz Prove
this is the coolest smart card i've seen and your video shows that you put a lot of thought into the user experience. but i also have to ask myself: do i really need this if smartphone payments are already here? it seems like you want to extend the life of an old technology by loading it with new technology. even your own video implies that its good to have less gadgets and objects on you. so why not throw away the cards entirely and use your phone? every single cool idea that impressed me in your video has already been solved with smartphone payments. i'd love to hear some other opinions though.
Jung A Kueon
@gopietz I do mind hand over my phone to server at the restaurant.
joshua
as somebody who was totally infatuated with the other cards (plastc, coin, etc) but watched each and every one of them die, i really hope this one works out. best of luck
Leo Vogel 🇺🇳
@thewrongjoshua But why is this one any different?
Fuze Card
Hey Hunters! I am excited to celebrate the launch of Fuze Card with all of you. Product Hunters get a special deal of 57% off on one original Fuze Card in July 2017 and one Fuze Card + EMV Chip in January 2018. Make sure to click through here for this special offer: https://www.indiegogo.com/projec... Fuze Card is smart card that allows users to safely store up to 30 cards on one device. You can store debit, credit, gift, and ID cards on a single device. Manage your cards through a free Android / iOS App. The E-Paper display on the front works with barcode readers, and the 0.03 inch design works with magstripe readers everywhere. Managing your cards should be convenient & secure. That's why we've included location tracking, separation notifications, a Tapcode (a PIN code that activates the card), and the option to only allow the card to work when paired with your phone via Bluetooth. Be the first to get Fuze Card - visit Indiegogo to learn more and pre-order. We are excited to hear what you think! Get in touch with us at support@fuzecard.com. Thanks, Jaehun Bae & the Fuze Card Team
Mohankrishna S
Hi, This seems a wonderful product but I have a basic question on this. If anyone can please tell me what are the differences between Fuze Card(EMV version) and the SpendWallet-One more digital card in Indiegogo. I have already claimeda perk for the Spenwallet..But its getting delayed.So wanted to know the differences for me to decide. Thanks in Advance.. ~Kriz
Matt
Always so intriguing. Will never be mainstream even if it actually ships. One HUGE point that I will share is that the EMV chip while not really providing extra security gives the big banks the deniability they need when it comes to fraud. And fraud costs them billions every year.
Stephane
Looks good, but I don't believe in this product anymore
Andris Merkulovs
Wau, pretty cool. All in one solutions, i bet needs some testing. Looks promising.
Quique
One question: PLASTC ?
Jimmy Kwok
@quicon My thought exactly, better to wait until they are actually shipping rather than save $10 and lost everything.