Dots
p/dots-3
Cash for the internet
Michael Seibel
Dots — Cash for the internet
Featured
57
Dots is the simplest way to send and accept payments online, especially if you’re a marketplace or hiring 1099 workers. Our API accepts payments from your favorite credit card processor, PayPal, and more. It also enables payouts using Venmo, ACH, Zelle, etc.
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Sahil Hasan
Hey PH! I’m Sahil, one of the co-founders of Dots, along with @kartikye_mittal1. Thanks to @mwseibel for hunting us.

 We’re really excited to bring you Dots, a one stop API to handle all your money movement needs. While building out the Dots digital wallet (that enables micro transactions online!) we noticed two major problems:

 1. Coordinating money between different payment systems (PayPal, Square, etc) was a large pain, and everyone we knew had duct taped some solution together.

 2. No one has built out a way to pay people in ways THEY want to be paid (Venmo, Zelle, etc) beyond just ACH. It seemed counter-intuitive that modern marketplaces were still paying people in archaic ways.

 As such, we built out a single layer to handle multiple types of payments and payouts with ease. You can think of us as something similar to Stripe Connect, except for all payment types. For example, if you want to accept money via ACH, but pay out your marketplace sellers to Zelle? Just use Dots and abstract away any difficulties.

 We know that our infrastructure can power the next generation of marketplaces and gig economies (creator economies included), and we’d love to help the brilliant folks of ProductHunt succeed. Dots is available at https://www.senddots.com/ and I hope you’ll check us out!
Aaron Epstein
Definitely could’ve used something like this at Creative Market back in the day to simplify integrating multiple payment and payout options!
Kartikye Mittal
@aaron_epstein Thank you Aaron!
Kartikye Mittal
Hey folks! I’m Kartikye, one of the co-founders of Dots, along with @sahilhasan. I’m pumped to launch Dots on ProductHunt today! As we implemented our own payments infrastructure, we realized that accepting multiple types of payments quickly became a difficult task. Once we tried to add in payouts, we realized that this task quickly became incredibly time consuming, and that what the world really needed was a payments orchestration layer. So, we took the internal APIs we had built for our payments and payouts and turned them into the Dots you see today! We’re building a layer above the walled gardens of credit card processors and other payment platforms, so that developers can stop spending so much time worrying about payments and far more of their time focusing on product. If this sounds appealing to you, please reach out at https://www.senddots.com/get_sta...!
Sherwood Callaway
Sahil and Kartikye are both extremely bright and passionate about making their customers successful. Highly recommend trying Dots!
Sahil Hasan
@shcallaway Thanks Sherwood! Glad the passion comes through :). Excited to see Opkit succeed!
Hypeeo
Very interesting but just to be sure, your solution consist in simplifying payment via the use one single « point of truth » -> Dots, instead of having to integrate multiple solutions (paypal , stripe etc) ?
Sahil Hasan
Sam Yang
Happy customer of Dots here! Super easy to integrate, really easy for our users + Sahil & Kartikye are world-class in terms of understanding their customers, support, etc. Can't wait for more end-users to start using Dots :)
Kartikye Mittal
@sam_yang3 Appreciate your feedback Sam!
Jose Bethancourt
Congrats on the launch Sahil and Kartikye! This is a much needed product, payouts outside of ACH is huge 🤯🚀
Avery Yip
Incredible group of folks working on an interesting problem. The amount of work needed to handle each individual payment method is nontrivial and having this abstracted away sounds incredible. Excited to see where this goes
Kartikye Mittal
@avery_yip Thanks Avery!
Pontus Karlsson
Go team! Have spoken to the founders of Dots and they are a really exciting team. Warm recommendation!
Sahil Hasan
@coolastekatten Thanks Pontus! Looking forward to chatting again soon :)
Trisha Bantigue
Congrats on your launch! This product is def much needed for marketplaces such as ours. Looking forward to using Dots!
Kartikye Mittal
@trisherrr Thanks Trisha, we are looking forward to working with you!
Nicholas Te
Great product! Can’t wait to see how far abstracting payment platforms can go for adding simplicity to the lives of online netizens — perhaps crypto?
Daryll Wong
This is such a great proposition. Is this suitable for use in all countries?
Yesh Chandiramani
Amazing product! I can see Dots being used in a variety of use cases. I look forward to seeing what's next for the team.
straightupjac
Wow such a cool product! Is it possible to use Dots to send payments to bank accounts?
Kartikye Mittal
@straightupjac Yeah! You can pay out to bank accounts, CashApp, Venmo, PayPal and Zelle!
Andrew Luo
Congrats on the launch Sahil and Kartikye! Amazing product.
Sahil Hasan
@andrew_luo1 Thanks Andrew! Appreciate it :)
Noah Gilmore
Congrats on the launch! Great team and product, can't wait to see this grow :)
Sahil Hasan
@noahsark769 Thanks Noah! We're excited too :)
goulart
It would be revolutionary if dots supported bitcoin lightning network
Sahil Hasan
@hugo_silva7 Definitely have considered adding various crypto services into dots. Have not really received much interest from marketplaces in implementing that just yet :)
goulart
@sahilhasan Micropayments have long been a technical challenge and, at the moment, tiny payments can only be made with lightning
Kathy Zhou
Congrats Sahil and Kartikye! Excited to try your product!
Kartikye Mittal
@kaffkaff Thank you Kathy!
JoyQR
Quite innovative. Excited to try. Congrats on the launch!
Gega Tsurtsumia
Congrats guys! Best of luck on this road of setting up internet dots!