Creem 1.0 - Split SaaS revenue with partners, sell without headaches
Smooth payments for SaaS
π€ Split revenue with partners anywhere.
π Get paid in 80+ currencies, 100+ countries & stablecoins.
π€ AI assistant that knows your business data.
π³ Sell with subscriptions & one-time payments without Tax headaches.
Replies
Creem
Hey Product Hunt π
Iβm Gabriel, co-founder of Creem.
Today weβre launching Creem 1.0 β and this one feels special.
Why we started Creem
As SaaS founders, we kept losing time and money dealing with:
Payments in different markets
Sales tax and compliance
Global payouts
Instead of building our product, we were stuck acting as accountants and lawyers.
Small teams can now achieve what used to take entire departments β but finance tools werenβt keeping up.
What we imagined from Day 1
Our big idea was revenue splits π€ β making it effortless for founders to share revenue with partners, collaborators, or affiliates.
But before we could launch that vision, we needed to build a solid foundation:
Payments that just work
Built-in compliance and tax handling
Scalable subscriptions and monetization tools
Now, with Creem 1.0, we can finally unlock that vision.
What Creem does today
Creem is a Merchant of Record + financial OS for SaaS, AI, and digital businesses.
In plain words: we take care of payments, taxes, and global payouts β all in one place.
Hereβs what that means:
π€ Effortless revenue splits β share income with partners automatically, no spreadsheets.
Global & compliant from day one β we handle taxes, fraud, and sales tax for you.
Get paid everywhere β 80+ currencies, stablecoins, payouts to 100+ countries.
Built for founders β SaaS teams, AI startups, indie hackers who donβt want to juggle tools or red tape.
Smart insights with AI β your personal CFO that understands customer and payment data, highlights trends, and answers your questions.
Whatβs next
Weβll be here all day to answer questions, hear feedback, and learn from you.
To our early beta users β thank you for pushing us to get here.
This is just the beginning.
Letβs build the future of SaaS finance together. π
β Gabriel & the Creem team
Scade.pro
@sudoferraz congrats team!
Creem
@nastassia_k Thank you Nastassia!
If you have any questions, we are hanging around the whole day to support the community!
Let me know if there's anything you would also like to see in future updates! π
Scade.pro
@sudoferraz Congratulations and good luck for today π
Creem
@maria_anosova Thank you Maria! Let me know if there's anything you would like to see on the platform or in future releases!
Visla
@sudoferraz Freaking awesome!!!!!!! πͺπ
Creem
@mogabr Thanks Gabe! Appreciate the kind words!!
Let me know if there's anything you would like us to build! We are hanging around in PH the whole day today vibing with the community! π
@sudoferraz Congrats Gabriel on your launch, you solved a real world probelm and I really appreciate you for that. All the best for your journey !!!
Creem
@asim_junaid_awesome_asim_ Thank you for the kind words Asim! Let me know if there's any other problems you think we should be looking at, and will be happy to support further!
@sudoferraz Creem 1.0 looks like a real game-changer for SaaS and AI founders especially the built-in compliance, effortless revenue splits, and global payouts. Finance and payments are often the biggest distractions for startups, so itβs exciting to see you tackling this head-on and making it simpler for small teams to scale.
Flowmapp
Really happy to hunt this product!
Cause WE NEED SMOOTH PAYMENT SOLUTION for our Saas and AI products, hah?
I don't know about you guys, but I am preparing to become Creem's client soon.
LFG π
Creem
@mituhin love the energy! Weβre totally with you, smooth payments are exactly what weβre here to deliver for SaaS and AI products. Canβt wait to have you on board as a Creem client soon π
Whatβs the #1 pain point in your current payment setup that youβre most excited to solve with Creem?
Flowmapp
@jason_pijnaker fees (of course), payout options (stablecoins are cool), TAX stuff
Creem
@mituhin totally agree fees are always top of mind π and weβre excited to support flexible payout options like stablecoins. Tax stuff can definitely be tricky, which is exactly why Creem handles it for merchants so they donβt have to worry. We'll be waiting for Flowmapp as our next customer!
Flowmapp
@jason_pijnaker perfect!
Aaply
Just yesterday, I saw a heated discussion about payment systems for SaaS on one social media platform. People had many concerns about every option on the market. Creem is highly competitive and has a lot of potential in this niche. Happy launch, guys! π₯³
Creem
@sofiaisonfire - thanks for your comment
We noticed the same thing β most payment solutions come with a long list of trade-offs, and thatβs exactly what motivated the team to build Creem. The goal is to take speed, fees, and usability off the worry list so SaaS founders can focus on scaling their product.
Out of curiosity, when you were following that discussion, what pain point stood out to you the most?
Aaply
@giovanni_braghieri Mostly, high fees and technical difficulty without strong support to help with that. Generally, people don't think that those systems provide value to match the price.
Creem
@sofiaisonfire β payments are notoriously complex behind the scenes, which is why they often come with high costs. At Creem, we cut through that complexity to make payments seamless, while delivering best-in-class customer support.
See you on the platform!
Hey guys, this looks like a great tool, founders will have fewer arguments! :D
The first thing that comes to my mind is this: Will it also be applicable, for example, when a company goes public and shareholders from the global market come into play (I mean Initial public offering)? Or does it only apply to scenarios where companies remain privately owned?
P.S. Do you have a LinkedIn page? I think that this one channel would be strong for you ,but I cannot find it on the website. :)
Creem
@busmark_w_nika - here is Creem's LinkedIn page
@giovanni_braghieri TY!
Creem
@busmark_w_nika β thanks for your comment.
Our vision at Creem is to build a financial OS for companies of every size. We believe small teams can achieve outstanding results, and weβre excited to support successful companies β whether private or public, large or small.
With the rapid advancement of AI, do you think a one-person unicorn could become a reality?
@giovanni_braghieri Can become, but competition will be huge, and more likely companies with more people (knowledge, resources, etc.) will be successful. People with good skills in the arsenal are a resource.
Creem
@busmark_w_nika - very interesting!
Do you think weβre entering a new wave of companies being built, or will incumbents manage to hold on to their market share?
@giovanni_braghieri Maybe only my POV, but something new happens so probably will see new companies, structures, alliances. :)
@jason_pijnaker @sudoferraz @giovanni_braghieri I want to know when Alipay and WeChat Pay will be available, as this will increase China's payment rates by at least 80%!
Creem
@cyrusandrew thatβs a really good suggestion! π Alipay is already live as a payout option for our customers, and for acquiring we have both Alipay and WeChat scheduled for the first half of 2026. Are there any other local payment methods you think we should prioritize?
@jason_pijnaker Alipay and WeChat can basically meet the payment options of 99% of Chinese users. Looking forward to WeChat's launch!
Creem
@cyrusandrew absolutely Alipay and WeChat really cover the vast majority of users in China Weβre just as excited for WeChatβs launch, watch this space! π
Beyond China, weβre definitely looking at other major Asian markets. Are there specific platforms or payment methods you think we should prioritize in countries like India, Indonesia, or Japan?
Great going, Congratulations team on the launch
Creem
@debarghyaroy Thanks a ton! π If you could see us expand one thing in the product, what would you pick?
Congrats on the launch, @sudoferraz ! Love how youβve framed revenue splits as the core vision, thatβs a real pain point for SaaS and AI teams.
Aas you scale, do you see Creem becoming more of a backend for other SaaS tools (like Stripe but with compliance + splits baked in), or do you want it to stay as a standalone financial OS?
Creem
@lina_huchok Hey Lina! Love how you deconstructed our vision so simply and straightforward!
That's exactly what we are looking to do!
And I would even add that we would become their ops backend, with much more functionality to come and take out from their busy plates!
With that said, is there anything in specific you would love to see us solving with Creem? We are looking for those hard problems to solve! π
Hey, looks good. Which service is your main competitor? Lemon Squeezy?
Creem
@michael_vavilov - thanks for your comment.
Youβre right that Lemon Squeezy overlaps with what we offer today, but our roadmap is much more ambitious - weβre building a full financial OS for new companies.
Curious, are you currently using Lemon Squeezy?
Agnes AI
This is incredible - with more and more indie hackers arising in AI native age, they probably need such platform to receive money without incorp... Just curious - will you break into Asia/China market too?
Creem
@cruise_chen thank you so much for your comment! Youβre absolutely right, this kind of platform is really needed for indie hackers today. It was actually built by indie hackers themselves, who realized they were spending more time acting like lawyers and accountants than focusing on what they love most: building cool features!
Asia is such an important region for Creem, and weβre definitely looking to expand into markets like China. From your perspective, which other markets in Asia do you think Creem should be exploring?
Agnes AI
@jason_pijnaker Definitely is India and Indo, my friend. There is also challenge with dealing with rules and regulations in certain countries and regions - how would you handle that?
Creem
@cruise_chen Absolutely agree, India and Indonesia are huge opportunities for us! And youβre spot on about the regulatory challenges. Thatβs actually where Creem as a merchant of record really helps, we take on that complexity, get the right legal and tax advice, and partner with trusted providers so our customers can transact without problems.
Curious from your perspective what do you see as the biggest barriers in India and Indonesia? Is it things like registering for taxes and getting the calculations right? Thatβs exactly the kind of challenge we love solving π
Camocopy
Hi @sudoferraz I've been a fan of Creem since day 1, making my businesses simple to manage across multiple markets without me having to wrap my mind around compliance, taxes etc.
There is just one thing still missing for near perfection. Would it be possible to add Cryptocurrency Payment for users? I think this would be absolutely awesome!
Creem
@jim_engine Hey Jim! Thanks for the question!
We actually have crypto payments already in our short term roadmap! π
With that said, we also released stablecoin payouts. But speaking of crypto acquiring, are there specific currencies you would be looking for?
Camocopy
@sudoferraz Nice! When are you planning to release the beta version and make crypto payments generally available? Would love our clients to pay with Bitcoin & stablecoins.
Creem
@jim_engine Crypto acquiring is currently planned for Q2 2026!
Not that far away :)
Thanks for the suggestion, that's appreciated! We were looking mostly into stablecoins right now, but interesting to see that Bitcoin would be a priority for you as well!
Camocopy
@sudoferraz Yes Bitcoin would be massive. Thanks for considering that too and looking forward to Q2 2026 π
Creem is the worldβs best payment gateway. I compared almost all, and Creem has the lowest fees, fastest payouts (within minutes), and the smoothest UI/UX ever. Highly recommended.
Creem
@jiteshghanchi - thanks for your comment!
The team worked hard to make Creem stand out β combining unmatched speed and low fees with a clean, intuitive interface. Payments shouldnβt feel like a chore - the goal has always been to remove complexity so businesses can focus on growth.
Curious β whatβs been your favourite feature so far?
@giovanni_braghieri all good, just a small suggestion: can you make the checkout page more converting like dodo, add a 15-min timer and show the discounted price on the left like how polar does.
Creem
@jiteshghanchi - those are all great suggestions.
Feel free to add them as feature requests if you would like to at the following link
https://www.creem.io/dashboard/roadmap
What is your AI agent roadmap?
Creem
@pavel_ruban thatβs a really good and topical question! π Weβre planning an agent for tool calling, like creating a newsletter, and another for churn protection, where the agent can help retain buyers by offering discounts or other measures. These are currently scheduled for the second half of 2026.
Iβd love to hear your thoughts, what kinds of agents do you think could add real value to your shop?
Sembly AI
Creem
@kpyto weβre excited too π Which feature are you most looking forward to?
Is it available in Ukraine?
Creem
@nikitaeverywhere Hi Nikita π Yes, Creem is available in Ukraine! The only regions we canβt currently support are Crimea, Donetsk, Kherson, Luhansk, and Zaporizhzhia due to restrictions from our partners.
You can check out the full list of supported countries here: https://docs.creem.io/faq/supported-countries
Hopefully weβll see you on the platform soon π
Instance
It's awesome to see you guys grow! Creem has been an essential part of the product I'm building, and I couldn't make a better decision. I'm looking forward to all the new updates you've made.
Creem
@filipgres - thanks for your comment!
Happy to hear that we contributed to your growth!
What is the update you are most excited about?
Instance
@giovanni_braghieri Definitely the new checkout experience
Creem
@filipgres, curious to hear your take β do you see stablecoins becoming one of the key building blocks for this?
Instance
@giovanni_braghieri no.
Shipper.now
I've been following Paul for quite some time on π, and I'm more than confident to upvote his and Gabriel's tool.
Huge take on Stripe here, I'm following the journey for sure - I recommend to you do it too :)
Creem
@chhddavid
Thanks for the support! Our team is really focused on being a key enabler for new-age companies.
Whatβs the feature that would excite you the most?
Love the simplicity Creem brings to SaaS payments and subscriptions. As someone building production-grade AI frameworks, I can see how tools like this are critical for modern SaaS growth.
Creem
@musa_molla
Thanks a lot for the comment! Simplicity is really what our team focuses on β making payments and subscriptions feel effortless. As a builder yourself, whatβs the biggest pain point you run into?
@giovanni_braghieri Thanks! Biggest pain point for me is managing revenue splits across multiple products/partners.
Creem
@musa_molla - this is the feature that we launched today!
Would you use it to split revenue with your business partners or with external collaborators?
People have long been asking for alternatives, glad you guys have built something promising here!
Creem
@0xtommythomas
Thanks for the kind words! With Creem, weβre focused on cutting down the admin burden, reducing costs, and making integrations effortless.
From your view, whatβs the biggest issue with the current solutions out there?
Huge congrats on the launch, Gabriel!
As a founder building a product-heavy tool, I deeply relate to the friction you described. Love the vision behind Creem β feels like the finance layer weβve all been waiting for. Upvoted and cheering you on! π
Curious how flexible the split logic is. Can founders set dynamic rules based on usage, region, or customer tier?
Creem
@alesia_cherniavskaia
Thanks a lot for the support!
On split revenue, you can add another Creem account to a store and the revenue gets shared between you and the other account based on a fixed percentage. It's live now, so feel free to go and check it out!
Is split revenue a feature youβre planning to use?
cool, just wondering why should i use it over stripe?
Creem
@vansh_yadav3 Great question! Creem goes beyond just payments, as a merchant of record we handle taxes, compliance, and regulatory complexity for you. That means you can focus on building your product while we make sure your payouts, VAT, and cross-border transactions are smooth and worry-free across all the markets you are selling in.
Whatβs the biggest pain point youβre experiencing with Stripe right now?