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As anyone who's tried day trading will tell you: it's incredibly hard if you don't have bots to do it for you. Trading is an easy way to lose a ton of cash. That's why holding is wisest strategy. Tokenbnk let's you do that and hopefully return to a decent amount of interest on top to reward you for your patience. Since it's built on a smart contract I don't have to worry about the team bailing with my funds.
Waiting to use this saving account. too bad we have to wait for at least 1 more month
TokenBnk provides an entirely new incentive dynamic for the future token economy. It's a fresh concept that could have large implications for how, where, and why tokens are stored and transferred in the Ethereum network.
I've read the whitepaper; this project is a soft clone of POWH (proof of weak hands), EthPyramid, and other Ethereum ponzi-like projects. The proposed solution provides no economic value, and may constitute fraud.
Protocols piggy backing on other protocols while none have been proven concern me
