I really like that this is payment app 3.0. First there were fees to transact money, then Venmo came around and there were no fees to transact money... now we are getting paid to transact money with Metal Pay. This is huge for me, and everyone I know.
A lot of people don't know but the app graphic design comes from Sid Parihar and friends. Sid was the head designer at Apple and designed many of the familiar graphics we all know. It just feels light and fun to use the app (very addicting).
I like that it is an actual FDIC-insured bank essentially (hence the social security request), but that means they are solid and regulatory compliant.
Looking forward to all the new features coming soon!