Everyone says you should talk to your users when building a product. Unfortunatley, this whole process is a bit of a pain. Empathize is a way to schedule customer conversations by sending over a link and managing post-call logistics, e.g. thank you note and a giftcard. It's a simple tool, but a useful one if you're talking to lots of people!
Empathize.com lets you create a plan for getting out of debt, and pay all your cards & loans in one screen. You'll know which cards to pay off first to save money, as well as the exact date you'll be at $0 debt!