Cogni: a digital banking app that puts the power to spend & save your money in your hands. With features like Single-Use Debit Cards, No Hidden Fees, Real Human Support, CogniPay P2P Payment, and more, we're on a mission to redefine banking together with you.
They are asking full social security number over the phone! Are you serious? Awful customer service who doesn't care at all about you. Application doesn't work 5 out of 10 logins.
I wish I can give 0 stars. Not only they ask you to undertake long and complicated verification, but also when I linked my bank account and set a money transfer they somehow confused bank accounts and tried to take money from a random account, got a rejection but blocked my account. After my explanation customer service instead of help just closed account without any explanation. Worst customer service, worst banking app...