The best neobanks in 2025
Neobanks are modern financial institutions that operate entirely online, providing digital banking services without the need for physical branches. These banks leverage technology and innovative approaches to offer a range of banking services through mobile apps or web platforms.
Revolut Bank
—One app, all things money- Overview
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Open a free account in minutes right from your phone, and make your money go further
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Arc empowers startups with a better banking experience. With Arc, you can open FDIC-insurance eligible accounts in minutes, manage everyday banking needs without fees, diversify & safeguard cash, maximize yield, and instantly access growth capital—all in one platform and partnering with trusted banks. Based in SF & NYC, Arc has raised $180M+ of equity and debt funding from Left Lane, NFX, BCV, YC, among others. [Arc is a technology company, not a bank: arc.tech/general-disclosures]
Relai App
—Take Control Of Your Future- Overview
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Relai is an Android and iOS Bitcoin-only investment app. Buy Bitcoin instantly and hold your keys with ease and simplicity. Join 100,000 others using Relai and start your Bitcoin journey.
CryptoWallet.com
—Unleash your crypto’s full potential.- Overview
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CryptoWallet.com is a neobank launching a crypto card supporting the highest number of cryptocurrencies and boasting the world's lowest card fees. Additionally, we offer an insured wallet, virtual IBANs, buy/sell options, and a fiat-to-crypto exchange.
blockbank
—The first global neo-banking super app- Overview
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blockbank: Where innovation meets finance. Experience the future of Digital Asset Management and Banking with our cutting-edge blockchain platform that combines security, transparency, centralized and decentralized solutions.
Ramp
—Time is money. Save both.- Overview
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Grow more. Waste less. Enterprise corporate cards built from the ground up to save your company money: issue unlimited cards and eliminate overspend with our advanced savings reports and 1.5% cash back on everything.
ZELF
—Instant money in messengers- Overview
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In under 30 seconds get a free Mastercard debit card with an IBAN account in your favorite messenger (Facebook, WhatsApp, Telegram and Viber). Send and receive money using buttons, text or voice, pay using Apple Pay and Google Pay.
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Join over 8 million people and help your money grow in the background of life! Sign up in under 5 minutes and automatically save and invest for you and the kids you love. “Acorns is my favorite money app, because it makes it simple & cheap to make small investments.” - Business Insider (1) SAVE AND INVEST YOUR MONEY WITH OUR FINANCIAL WELLNESS SYSTEM…
Mayfair
—The 5.02% APY business cash account- Overview
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Mayfair is the high-yield cash account that earns you 5.02% APY on your business's cash while protecting it with up to $50m in enhanced FDIC insurance . It takes less than 10 minutes to set up, integrates with your existing bank, and has unlimited free transfers.
bunq
—Bank of the free- Overview
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We are bunq, Bank of The Free. We’re here to break free from the status quo, and create a bank with our users in mind. Giving them the freedom to live life on their own terms. We built our own financial system from the ground up, and with the launch of our app in 2015, reinvented banking as you know it. And that’s just the beginning!
