Tillful for iOS is a brand-new app with free business credit tools aimed to help make you a better-informed (and funded) small business owner. Like Credit Karma, but for small business owners. đź’Ż Business Credit Score đź’ł Custom Credit Offers đź’¸ Growth Funding
All-new business credit card that builds your credit score
Finally, a business credit card built for SMBs – Meet Tillful Card!
‣ Earn a 1.5%* rate with rewards on business purchases ‣ Does NOT require a personal guarantee for approval ‣ Reports to Experian & other major CRAs to build your business credit
Hi Product Hunters! đź‘‹
We’re so excited to share the Tillful Card with the PH community today. We have been working on this SMB product for the last 9 months and built the entire product from the ground up. We have also realized the fintech adage that launching debit cards is easy and credit cards are the opposite, is no joke :)
After launching the Tillful app in 2021, we began to realize that there was such a huge gap in the market for a dedicated SMB credit card that builds credit and also offers rewards. Historically, credit building cards (secured cards) are an afterthought for issuers and fintechs and if available, rarely offer rewards programs or perks.
We really believe that it’s very easy to make money when you have money and build credit if you have credit. We are committed to changing that. Tillful’s business is rooted in credit risk through alternative data. We use alternative data to more accurately assess a borrower’s risk profile using ML/AI approaches to better serve both lenders and borrowers tapping into not only open banking, but also open underwriting. Democratization of the business credit system is at the heart of all of our efforts and we’re so excited to bring the Tillful Card to the masses. Especially at a time when small businesses need it more than ever and a lot of fintechs seem to be moving up the credit stream and no longer servicing them.
Read more about our take on SMB/SMEs in 2022 from TechCrunch here: https://techcrunch.com/2022/06/2...
We selected a couple of different key partners to bring the card to life—for our embedded finance/BaaS partner, we tapped the Highnote team for their deep card and payments domain experience. We also ended up deciding to go with Mastercard over Visa. Both of these partnerships were really based, ultimately, on their commitment to small businesses as well as a more inclusive financial future.
Read more about this here: https://www.tillful.com/press/hi...
Here are some of the perks of being a Tillful Card user:
* Safely and reliably build business credit with a secured card that reports to Experian and other CRAs
* Monthly payments (no daily or weekly here!)
* No annual fee, APR, or other fees
* No bank minimums; just a $500 minimum deposit to secure your credit line
* All the perks of being a Mastercard cardholder
* Rack up rewards on everyday purchases
The response so far including the waitlist and the public launch has been incredible and the team is so excited to be able to share this with the PH community today. A big thank you to @adityavsc for hunting us! 🙏
We are currently developing a non-secured card option and hope to be live with that by the EOY. We are always actively seeking strategic partners and ways to serve our end user better, so please reach out to me if you’re interested in collaborating! amber@tillful.com 💚
PLEASE TAKE YOUR MONEY ELSEWHERE AND RUN FOR THE HILLS! I cannot say enough negative things about tillful: Nonexistent customer service, bold face lies, agents say there are no supervisors or managers, they've stolen 7k from me and refuse to return it and I've had to do a dispute through my bank to try recovering the funds. They closed my account for no reason and its been a month and theyve still not returned my funds. They give you the run around like you wouldnt believe, this bank or "financial institution" is a COMPLETE SCAM!
Over promises and under delivers. Customer service is non existent. I have been trying to close my account for months and they do not respond to website inquiries, emails, or phone calls.
Terrible company. No Cuatomer
Service, They are always having some kind of issue with their website. I cancelled the account almost 2 months ago and still don’t have my deposit back. They are a waste of space and time. Don’t waste your time
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