StellarFi

Build the credit you deserve with the bills you already pay.

359 followers

Build the credit you deserve with the bills you already pay.

359 followers

StellarFi is the only platform that reports unlimited bill payments to the all major credit bureaus: Experian®, TransUnion®, Equifax®, and Innovis. Use your Netflix, utility or rent bill to quickly build a positive payment history and overhaul your credit. We’re on a mission to make credit universal.🪐

Free Options

Launch tags:

Fintech•Money•Personal Finance

Launch Team

Lamine Zarrad 🚀 🏴‍☠️

StellarFi

Maker

Lamine from StellarFi here 👨‍🚀 Through the course of my life, I’ve gone from refugee to U.S. Marine to financial advisor to startup founder. Along the way, my credit score played a huge role. I saw that bad credit was often a cause, rather than an effect, of cyclical poverty. Millions of creditworthy Americans are barred from building lasting financial stability because of their credit scores. Plus, existing credit-building options were inadequate at best, predatory at worst. My team and I built StellarFi to pave a new path. Here’s how we make credit-building radically inclusive: - StellarFi reports bill payments that people are already making, like Netflix, rent, or their phone bill, to Experian, TransUnion, and Equifax. - Members don’t have to take on new debt or pay a deposit to build credit. - Members pay one transparent monthly membership rate, with NO interest fees or surprise charges. Product Hunters can get up to three months free using the promo code on our page! - Certified one-on-one credit counseling services, financial education resources, credit monitoring, and ID protection are all included at no additional cost. I can’t wait to see how the world changes when everyone who deserves good credit can actually get it. We’re on deck today to answer any questions you may have! 🚀🚀🚀Use the promo code on our page and three months of StellarFi free after you link three bills.

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3yr ago

Al Khan

CloudDevs - Hire Developers

@zarradlb This is impressive! Love how intuitive and simple the interface is. Congratulations on the launch!

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3yr ago

Lamine Zarrad 🚀 🏴‍☠️

StellarFi

Maker

@alcaan Really glad to hear that, and thank you so much! 🚀

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3yr ago

Daniel Baum

Sleek Pay

@zarradlb Awesome work, Lamine! Great product that solves a huge need - excited to watch this grow!

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3yr ago

Lamine Zarrad 🚀 🏴‍☠️

StellarFi

Maker

@daniel_baum I appreciate the kind words! It's unreal how fast this one has grown 😅🚀

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3yr ago

Desi Saran

@zarradlb What is the promo code?

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3yr ago

Praxedis Blackhorn

I was homeless for about 6 months while I was making 96K a year. How? Because I didn't have credit. My story: This was in 2015. I was self-employed and didn't have any credit cards except one business credit card. I didn't have W2s. But what I did have was bills I paid every month. The bank didn't care. Even though I had the income I only qualified for an $80K mortgage. That is nothing in Austin. The VA wouldn't even qualify me. So I looked for an apartment. Austin had a housing shortage at the time, and that gave property managers leverage. Apartments asked for 3 month's rent because I didn't have good credit or pay stubs (remember, I'm self-employed). Texas doesn't protect renters, even ones that pay their bills, from scams like this. As a small business owner, I didn't have an extra $6K ready to drop on rent. I either had to move 1 hour south to find something affordable, or put my name down on a 6-month waitlist that didn't ask for a 3-month deposit -- waitlist it was. I was fortunate to live in a warehouse, shower in a gym, and eat out of my truck for 6 months. I least I had my dog with me. My story is becoming the norm for many responsible Americans. Like grades in school, a credit score is a bias number. Regardless of your intelligence, or in this case your ability to pay, YOU ARE NOT ENOUGH. To the team that is pushing back, thank you for helping even the score - pun intended.

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3yr ago

Lamine Zarrad 🚀 🏴‍☠️

StellarFi

Maker

@praxedis_pineda wow, that is incredible. Thank you for sharing. Credit (or lack thereof) touches every aspect of our lives, but it especially impacts housing. It's our mission to make sure nobody has to go through a situation like yours because of their credit score. Also, I'm stealing that pun. 🚀

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3yr ago

Vicki Apodaca

StellarFi

Maker

@praxedis_pineda Thank you for sharing your story. You're right that you're not alone, and the paradox "it takes money to make money" is the same when it comes to credit. We're excited to have you on the StellarFi platform and are happy to support you along your credit journey.

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3yr ago