Introducing Capchase Expense Financing! 🚀 Pay large bills over time. Built for tech companies! 😎: ✅ Finance large bills on your own terms, and smooth out your cash flows. ✅ Capchase pays upfront for your AWS, Ad spend, software, etc. and you pay monthly!

Hey Product Hunters! Excited to launch something new with Capchase! We’re calling it Expense Financing, and it’s here to help founders… finance their startup’s expenses (clever name, right? We’re looking for a VP of Marketing 😁). 🤔 Problem We started Capchase with the goal of helping startups grow faster without dilution, by pulling their future revenues to the present. While talking to our customers about how they’d like to manage their cash flow, we saw they often have large expenses in Cloud, Ads or Payroll that they need to smooth out to keep their cash flow goals. So, it became evident we needed a product to help them push their present expenses to the future. 🛠 Solution So we’ve built exactly that. We want to help other founders and exec teams pay that legal bill, that AWS cloud fee, payroll even, by creating a solution that spreads out these payments over time and frees up cash. Capchase pays upfront for you (so you can get that yearly discount 🤑), and then you pay back monthly - best of both worlds (seriously, I cannot believe a solution to this is not in-market yet 😅). Smarter cash management is the guiding north star principle we’re instilling at Capchase, so expense financing seemed like a no-brainer evolution of our solution portfolio for tech companies. Join the waitlist now for $50k in free financing! https://www.capchase.com/expense... Let me know what you think!😊 💖 Special thanks to all of those at Capchase who made this happen, too many to mention by name, but I’d be remiss not to mention my 3 other co-founders, Miguel, Przemek and Luis, and the whole Product and Eng team that has put this together in record time!

@ignacio_guli_moreno Interesting Idea, Do founder have to pay later with interest fees? How will you make sure founder pays you back?

@nikhil_agrawal, yes! essentially founders pay back a bit more than what they were credited. The amount depends on the terms they choose, but it's a very competitive fee 😊

If founders had to pick the biggest pain they deal with, that'd be probably fundraising. Increasing cash availability today to avoid fundraising can be done in two ways: 1/ you increase revenue (surprise surprise - we have a Revenue financing product that pulls future revenue to the present) or 2/ you decrease expenses by spreading them out over time Using these tools, any recurring revenue company can reinvest more $ today to accelerate growth, increase valuation, and avoid dilution. Dilution is not the solution!

This is incredible, I hate trading off paying monthly for stuff if I want a discount - can you do both with this?

@pete_moses Yes! The cool thing is we can pay yearly upfront for you, you get the discount (which is typically significantly higher than our fee) while still paying monthly. Almost a no-brainer! 👏

Capchase Expense Financing

Buy now, pay later for your business spend

Buy now, pay later for your business spend

Capchase Expense Financing

Buy now, pay later for your business spend

Buy now, pay later for your business spend

Do you use Capchase Expense Financing?

Do you use Capchase Expense Financing?

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