How do you curate the Fin Pro's? Are they contractors? Can any Fin Pro sign-up? I really like the idea of texting as a starting point - much smaller of a threshold to convince ppl to text first before setting up an appointment. Is the "chat" in-person or via Skype? Can I text a question and get an answer w/o having to setup a follow-up call? Overall, like I said above, I really like this platform and concept.
@jkent2910 Thanks for your feedback! Right now we hand select our financial advisors. They are all independent financial advisors, as opposed to contractors. We're definitely open to more Fin Pro's.
We see our value in making the process less intimidating to the customer, and helping them adequately prepare for their Fin Pro meeting. The chat is by phone at the moment, with video chat being a possibility. At the moment we can't give a full answer via text but that is definitely a next step.
@jkent2910 Currently our model is set up this way because we're trying to provide the most reliable advice for our customers by ensuring it comes from certified financial planners or RIA's.
This is another Invisible App! --> now for financial advice.
It's super simple:
1. Ask us a question like: "How much money should I put in my 401(k)?"
2. Get prepared for your consultation by answering (more) questions.
3. Speak with a licensed financial advisor.
A licensed financial advisor will call at your convenience. $25 for half an hour of professional advice.
@dfinzer can tell us more!
@dfinzer@bramk isn't it $50 a half hour?
Why would anyone pay for this advise? It can be automated.
I see these Qs on the site:
Q1. How much should I put in my 401k?
A. For 99% of us, as much as possible. If you are in the 1% you've already got a Swiss bank account :)
Q2. Can I currently afford a house?
A. If the mortgage is more than 4x your combined income, No.
Q3. Should I spend from my HSA account?
A. No, no no. Unless you've nothing else to buy food with.
Q4. Should I exercise my options?
A. You've got stock options? Nice. Ask your smartest co-worker, what he's doing.
Fatuous of me. Apologies.
OpenSea
OpenSea
Idea Stash
Meshtag