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The best alternatives to XOBI are Team Penny, Vault, and Maybe. If these 3 options don't work for you, we've listed over 30 alternatives below.
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PromotedBest alternatives to XOBI
- Penny was a personal finance app that helps you track your income and spending. Whenever you chatted with Penny, she shared important and fun information about your finances with you.
- Vault helps you automatically save for retirement whenever you’re paid. We believe that investing is for everyone, regardless of what you make or when. So whether you’re paid daily, weekly, monthly, or on a contract, our automatic and flexible contribution options let you set the pace that’s comfortable for you.
- Modern day financial planning and wealth management
- Saved is a gorgeous simple personal finance app.
- A financial assistant powered by AI 💳✨
- Get your paycheck anytime you want.
- A Hand-Drawn QR Code Alternative
- The best financial advice is simple. Albert makes it happen,
- Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free.
- The productivity tool for your finances. Gather is for those who want to Get Things Done. We took how we organize other areas of our lives – email, tasks, calendars – and built a tool that powers your financial productivity. For couples, families, or just you.
- Zeta Family accounts are designed to simplify shared finances. Whether you're managing money as a couple, a family, or a group of up to 5 members, Zeta makes it easy to pay bills, save for goals, and track spending—all in one place. With Zeta+, you can supercharge your account to do even more. Spend less time thinking about money!
- The budget app for spending more on what makes you happy
- Platform to create your own virtual assistant
- Organize and manage your expenses by forecasting your cash flow. See what will be due and what your balance will be on any given future week. This way you'll know how much you can afford, and how much you can save. This is a big-picture approach to budgeting. As long as your future balance isn't going negative, you are good to go!
- Chronicle gives you the power to manage all your bills and subscriptions. You’re in control with reminders when you want them, and easy access to pay bills online. Plus, detailed reports and graphs help you plan and see your spending.
- Entaxy was founded on the vision of helping people better understand their financial lives without having to sacrifice their data in the process. Leveraging Blockstack’s decentralized internet, users can access their financial data - entirely stored by the user - and receive useful insights that make understanding and managing their finances easier
- AI-powered chat bot that automates your savings 💸
- MoneyTracker is an open-source progressive web app that allows you to track your income and expenses. This app can work offline on desktop, tablet and mobile. Data is stored locally on device in PouchDB database and can be synced to the cloud.
- Prudent is a desktop app that helps you automate and make sense of your personal financial ledger. Keep track of all your assets, liabilities, income and expense accounts. Get clarity on your choices, optimize your financials! All data stored on your computer.
- Coins is a simple, beautiful and smart app for tracking your daily expenses and income. It lets you know how much you are spending, when and where your money goes. Spend as few as 30 seconds every day, and you will become the master of your expenses!
