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You will be required to enter your SSN in during signup. This is because Metal Pay is FDIC insured, unlike Venmo and Cash to my knowledge. Sign up process is easy and straightforward. App and UI is very beautiful.
I checked off 1 month usage as I was an Alpha Tester and seen what this app is capable of during alpha testing. Pennsylvania is not on the list of 34 states so I cannot verify the final product, but the Alpha was something to envy. Metal Pay Rocks!
I've had the idea to do payments with my housemates in crypto, so this piqued my interest, but this is shady. Not a great way to establish trust, and I'd say that's fairly important if you're in the business of handling people's money.
I was a test user, now using the launched app. Metal Pay features a simple UI that is much better than Venmo or Zelle. The best part is that you gain rewards by using it - just for sending money to someone like you would normally! Compare that to other payment apps that charge fees, are hard to use, etc., and it's a no-brainer. Metal Pay rocks!
