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They wouldn’t refund me my money. One representative called me a liar saying there was no funds on my card and I always check my balance everyday. Please stay away from them they are thiefs they want to keep your money and not refund it. The worst people ever, trust me you will thank me later. If I can give them zero stars I would.
I've tried so many banks in the past and while they've been fine for the most part, OnJuno is the first fintech product I've really loved. Right now I'm getting 10% cash back at most of my go-to stores and 6% interest on my balance because my direct deposit is converted to USDC automatically. For those really into crypto, with the introduction of mUSDC, moving money back and forth from my DeFi crypto wallet is super quick and the cheapest option I've found. I could go on and on about other things I love about OnJuno but the bottom line is its amazing and you should go sign up right away. The only drawback I have found is I can't get a checkbook, but that's pretty much true for every fintech bank.
OnJuno provides the best combination of traditional banking and cryptocurrency available today. It's easy to set up direct deposit with your employer and get part of all of your paycheck in crypto. You can earn 6% APY on USDC and get 5-10% cash back on purchases made from USDC with the metal OnJuno debit card. OnJuno is the perfect on-and-off-ramp for defi apps on Ethereum, Polygon, and Avalanche with more coming soon.
I try most fintech apps out there but this is one I use regularly. They ship new features regularly and the cashback on USDC is unmatched by anyone else, I stopped using both my Amazon Prime and Target cards as I'm getting a better return using OnJuno. Add unlimited ATM refunds in the U.S. and overseas, continue to increase the APY on cash held, and look into bill pay (send checks), and you're closing in on being the single app I can use. Customer service is responsive too.
I could tell you horror stories about banks that have unexpectedly closed my account and frozen my funds; however instead let us focus on a bank that won't do that. If we take a big picture look down. Crypto is still new and as such, very fragmented. It is not understood by the establishment. Namely banks and regulators just don't get it yet. OnJuno gets it. Early direct deposit that converts to crypto for you makes DCA a no brainer. Love them and the community.
