Do not use this company. They charge a late fee when you have automatic payment (even when there’s money in your bank account), I explained this to customer service via email, 4 days later a response but no action, still charged me a late fee. Tried to pay off account and close it but held my payment for 5 days so they can charge me the annual fee which I had no idea that there was an annual fee. This is the most shadiest company I’ve ever been with and they had the nerve to lower my limit when I barely used it! Bad bad bad! Don’t do business with this company!!
