I think it’s not that expensive to pay €8 for the amount of banking services that Bunq offers. And it’s not just about the number, it’s about the quality too.
It’s a relatively old bank too, so there is a client-orientedness to it and the financial stability as far as i’m concerned.
And in case you were worried about the compliance of bunq with all the regulatory guidelines, it is totally compliant with ECB and its rules concerning banking entities.
It’s like an excellent bank but in more palatable wrapping.