Founded in 2012 by PayPal co-founder Max Levchin, Affirm offers an easy way to pay over over time for the things you love—through merchants like Wayfair and Casper, and through the Affirm mobile app.
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Founded in 2012 by PayPal co-founder Max Levchin, Affirm offers an easy way to pay over over time for the things you love—through merchants like Wayfair and Casper, and through the Affirm mobile app.
With Affirm, you can split almost any online purchase into easy monthly payments. Unlike a credit card, there are no hidden fees and no surprises. Just enter a few pieces of information for a real-time decision, then choose the payment schedule that works for you!
I use Affirm for my Peloton loan. My biggest issue is that I can't change the date on when the payment will be taken. I would actually like it to come earlier in the month because I submit a receipt for reimbursement via my company's health benefit, but it's not an option in Affirm. Pulling receipts could be easier too. I also had an issue where I got a new phone number, and it logged me into the account of the previous owner of that phone number, giving me his name, email and address. Not good.
Affirm
Affirm
Roundup
I have been using Affirm for large purchases $500+ from tech/e-commerce companies like Leesa (mattress), Casper (mattress) and Peloton (indoor cycling bike) with no interest and it's been awesome!
Pros:Easy to use, affordable microloans for purchases
Cons:Wish it was accepted in more places!