Tender is a new kind of personal finance tool centered around an inbox-zero workflow. With Tender you can review spending at your own pace without worrying that something might slip through the cracks.

Hey all, I started working on Tender a year ago to help with my anxiety around my spending habits while funemployed last year. I wanted a way to convince myself that my spending wasn’t out of line, and my money wasn’t just disappearing into the void. Tender was my answer - a way to get myself to be more mindful of spending without worrying that I’d miss something. Some feature highlights: 🚄 A seriously fast UI that runs locally and supports mobile and offline mode ⚡ Keyboard shortcuts, bulk editing, and undo/redo for max product️ivity 💸 Get notified when the amount on your bill changes 🦾 A rules engine for quick automation 🤝 A Splitwise integration for easy splits for group trips, roommates, or your partner 🔐 Secure storage, sync, and login (we ONLY support biometric and google login to prevent phishing) 📥 Integrations with 12k+ banks via plaid (US/USD only for now) We’re running Tender as an independent, bootstrapped business so we can really put our users first. Tender is a paid app, and it means we never show you ads, never sell your data, and never compromise the product for the sake of investors. Right now, we’re offering discounted pricing for our early adopters - $4.99/month or $49.99/year (2 months free). I’m really excited to share what we've been working on! We have a live demo at https://demo.tender.run for you to kick the tires. If you have any thoughts, feedback, or feature requests I’d love to hear it - we’re just getting started. Stephen

@stpnwn Hey Stephen, congrats on launching Tender on Product Hunt! It sounds like a fantastic tool for managing finances and tackling anxieties around spending. The focus on user privacy and a clean, fast UI is refreshing to see. Have you considered offering a freemium model with limited features to attract a wider user base and encourage upgrades? We might be able to offer some suggestions based on your answer to help Tender reach its full potential and empower users to take control of their finances. We're excited to try out the demo and see how Tender can help users gain a better understanding of their spending habits. Please let us know if there's anything we can do to help promote Tender on Product Hunt or within the personal finance community.

@max_savonin1 - thanks for the note! We thought a little bit about how a free version might work, but we didn't want to compromise our ideals on it. For instance, the subscription fee we charge covers our on-going costs - for instance, linking with user's bank accounts comes with recurring fees for us. It's possible we could do a free version of the product that doesn't come with bank integrations if there's demand for it, but we suspect most folks want the automatic bank import.

@stpnwn This is awesome! Couple questions - do you have an API that we can use? And do you have plans for a mobile app?

@tony_xiao thanks! no api yet.. any thoughts on what you'd want do with one? Since we're building the app to work locally on your device, it's a bit tougher to say how we might support API-like interactions. We have a fledgling mobile support with our web app (works well with "add to home screen" tricks on ios/android: https://tender.run/install), but no plans for native app right now. We're hopeful that we can build a good mobile experience with the web platform.

@stpnwn I'd want to use it to get data in / out of the system. Hmm is data not stored in the cloud at all? And if it's local only data what about backup? And finally perhaps there can be a local API?

Hello! I’m Yolanda and I’ve been working on Tender with @stpnwn for the past few months. It’s an incredible app, and I’m so excited that it’s finally being launched on ProductHunt for other people to discover and enjoy. As Stephen mentioned, we are super open to feedback, questions, etc. and would love to hear from you!

Splitwise integration - yay! I want to give it a try! Do you have any kind of daily reminders? I always struggle to remember adding cash payments by the end of the day.

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