CowryWise

CowryWise

We automate savings and investment for young Africans.

3 followers

CowryWise is a wealth management platform for young Africans. We enable them have access to high end financial services which are only available to high net worth individuals. With our platform, they can plan and automate their savings and investments towards meeting their financial goals.

CowryWise gallery image
CowryWise gallery image
CowryWise gallery image
Launch tags:
Fintech
Launch Team

What do you think? …

Razaq Ahmed
Hi Everyone - My name is Razaq Ahmed. I'm one of the co-founders of CowryWise. Edward Popoola is my co-founder/CTO. CowryWise is a wealth management platform for Africans. CowryWise is a wealth management platform for young Africans. We enable them have access to high end financial services which are only available to high net worth individuals. With our platform, they can plan and automate their savings and investments towards meeting their financial goals. We will be happy to respond to your feedbacks.
Abadesi
@razaqahmed1 Love this idea, what countries do you support right now? I noticed naira on your homepage images, represent! šŸ‡³šŸ‡¬
Razaq Ahmed
@abadesi Thank you šŸ™. We started out from Nigeria. Fully functional. We are currently working on opening our channels in other West African and East African countries.
Damien Tsnkff
Really interesting! I wish you all the success possible. One question though, concerning the return. 10 to 15% return is HUGE. How are you making sure that the investment is secure? (btw, I didn't know about the Nigerian bonds, really interesting!) :)
Razaq Ahmed
Hello @tsnkff šŸ‘‹šŸ¾, thank you for the success wish. On security of investment, at the moment we invest the savings in local currency risk-free instruments (treasury bills and bonds) issued by the Nigerian government. The yield environment is quite high in Nigeria. These risk-free instruments yield between 10% and 17%. They were as high as 22% few months ago. Local currency treasury bills and government bonds are the most secured financial instruments in Nigeria. In addition to that, we have an SEC-registered Trustee who holds the assets on behalf of all savers for custody.
Damien Tsnkff
@razaqahmed1 thanks for the quick reply and for the informations! I suppose that the application is only available for Nigerian or African? Otherwise I'm in!
Razaq Ahmed
@tsnkff We have launched in Nigeria. We are currently working on launching in other African countries.
Yele Bademosi
@razaqahmed1 @tsnkff Hmm! Wonder if Cowrywise can allow a global consumer base have access to local risk-free instruments too
Razaq Ahmed
@tsnkff @yelebademosi It is an expansion plan we have on our road map. Africa to the world šŸ˜€. The big elephant there is how to tame the foreign exchange risk involved in doing that. We are looking at possible solutions to cross that bridge.
Urenna Okonkwo
Love this! I’m a huge advocate for micro-investing/saving and empowering the youth to make better financial decisions. Great job, guys!
Razaq Ahmed
@urennalexa Thank you Urenna. Empowering the youth on financial planning is a worthy advocacy!

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