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![Nathan John](https://ph-avatars.imgix.net/4747656/original.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop&frame=1)
Early Bird is a tool you can use to track when you've borrowed money from your savings. It then keeps track of that balance, and e-mails you to let you know how much you should be repaying each month!
![Early Bird](https://ph-files.imgix.net/1160071f-5c7e-413b-a06b-4e68c0f72b6d.png?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop&frame=1)
Early Bird
Manage debts you owe yourself as if it were a credit card
![Nathan John](https://ph-avatars.imgix.net/4747656/original.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop&frame=1)
Nathan John
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I've found that many times I didn't trust myself to borrow money from my savings account because I didn't trust myself to pay it back. Because of this I'd end up revolving debt on my Credit Card when I was paying for something big! I built Early Bird as a tool to help avoid that, and it's been really useful for me! Hope it's useful for you guys too
![Early Bird](https://ph-files.imgix.net/1160071f-5c7e-413b-a06b-4e68c0f72b6d.png?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop&frame=1)
Early Bird
Manage debts you owe yourself as if it were a credit card