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![Sergio Jimenez](https://ph-avatars.imgix.net/3932410/original.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop&frame=1)
Sergio Jimenez
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I like to do a lot of personal finances planning, specially at the end of the year.
I try to pay everything with card and every month I write down all the expenses listed on my bank's website into an Google Sheets page with some formulas on it, and then at the end of the year I collect all that data and review how much I spent on each thing.
Then, I make a budget for next year trying to...
How do you reflect on the past year and set goals for 2022?
Nim Ron
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