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What are your fav products that you discovered in July?
Hey everyone! I'm back from my pat leave and missed most of the July launches :( So was curious to know what are some products that caught your attention. Tag the makers and bonus points to those who point why the product is a fav! Thanks for replying
Horrible Mistakes You're Making With Health Insurance
There are so many things to worry about when it comes to our health, and dealing with health insurance can seem like one more headache. If you're like most people, you probably don't have a lot of experience with health insurance. And that's okay! It can be confusing to figure out what all the different terms mean and how to use your benefits correctly. Unfortunately, making mistakes with your health insurance can cost you a lot of money in the long run. Here are some of the biggest mistakes people make with their health insurance policies and useful tips on how to avoid these costly errors! Not Using Health Benefits - One of the biggest mistakes people make is not using their benefits. Many health insurance plans have annual or lifetime limits on certain benefits, such as mental health services, physical therapy, and chiropractic care. If you don't use these benefits before they reset at the end of the year, you are essentially wasting money that you have already paid for. Sticking to one Health Insurance Plan for too long - Another mistake people make is not shopping around for a new health insurance plan every year. Health insurance plans often change their networks, coverage, and rates from year to year, so it's important to compare plans and find the one that best meets your needs. Not setting a limit for your health budget - If you're not careful, health insurance bills can quickly become overwhelming. One way to avoid this is to set up a budget for your health care expenses. Make sure to include your monthly premium, any copayments or coinsurance you may owe, and any deductibles you need to meet. Once you have a good understanding of how much money you need to set aside each month, you can create a budget and make sure you do not exceed your limits. Allowing bills to pile up - You would be surprised how many people forget to pay their monthly health insurance premium. Not only will this cause your policy to lapse, but you may also be charged a late fee. Staying on top of your bills is the best way to avoid any unwanted surprises. Ignoring the freebies - The final mistake we will discuss is not taking advantage of free preventive care benefits. Many health insurance plans offer free or low-cost preventive care, such as screenings for cancer and cholesterol, vaccinations, and well-woman visits. These services can help you catch problems early, when they are often more easily treated. So be sure to take advantage of them! Avoiding these costly errors can save you a lot of money and help you stay healthy and insured! Do you need help avoiding these mistakes? Check out roHealth - a platform which can help you track and monitor your health insurance policy. Visit www.rohealth.ng to get started so you can avoid these mistakes altogether.
The true cost of offering health insurance to your employees
Once, there was an employer who had always thought that providing health insurance coverage to his staff was an unnecessary expense. He believed that his employees could take care of themselves and didn't need the extra help. However, he soon came to discover the true cost of not providing his staff with health insurance and he changed his mind! He discovered that by not providing health insurance, his employees were struggling to pay for their medical bills out of their own pockets. This was causing them a lot of financial stress, which was affecting their work performance. In addition, many of his employees were having trouble finding affordable healthcare coverage on their own. Fortunately, the employer decided to offer health insurance coverage to his staff. Through his search online, he was able to find roHealth, an app that enables business owners to provide the best health insurance plans for their employees while also saving money at the same time. He did not have to bother about deciding health plans for his employees. His employees were able to choose their health benefits within the budget limit that he set. All he had to do was log on to www.rohealth.ng and in minutes, he had set up his company profile online conveniently. Now, his employees are able to get the care they need without worrying about how they will pay for it and this has had a great positive impact on their overall work output.