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I was in the process of rebuilding! I had a 30-day late payment to Bank of America from May of 2019 due to being out of the state I live in due to a family emergency. My mother experienced a life changing injury and was in a trauma center for over a month. During this time, I inadvertently overlooked making my BOA payment. I explained this in a Goodwill letter I sent and was surprised that I immediately got a call stating they would investigate it. I was told to give them two to three days, as they would need time to review my account. One morning, I got a call from the same lady stating that they could not honor my request and remove it due to the Fair Credit Reporting Act. I told her that I was disappointed as I had read that they had removed other’s requests after similar events. She then apologized and stated how they changed the Goodwill/Humanitarian policy in December. I was also an authorized user on my ex’s USAA card that was charged off. It was at some point paid and settled but USAA refuses to remove the negative reporting from my credit report. I have disputed with all bureaus, and it’s never removed. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on QUORA and myFICO forum I decided to give them a trial. And believe me when I say they were up to the task as they cleared all the negative items on my credit report including charge offs, all late payment has been marked as paid on time. My report is squeaky clean. This morning, I got an email from Experian that said, " Congrats, your FICO Score went up. My score is now 803. This might sound sketchy, but PINNACLE CREDIT SPECIALIST is a life saver.
My gratitude goes out to HACKWEST AT WRITEME DOT COM for fixing my credit report and clearing all the negatives, collections, charge offs, electricity and phone bills as well as the student loans that ruined my credit. I tried a few people before a friend recommended Hack West after showing me how he got helped by West. My 70,000 USDT that I lost to an investment scam was also recovered by West. I now enjoy an excellent credit report and a life devoid of debts. If you need similar help you can write via the above email address and thank me later.
I had been to at least 8 finance companies and was turned down by all of them due to my bad report. I gave up on buying a new house. Then a friend told me to contact XAPCREDITSOLUTION AT GMAIL D0T C0M.They told me he's the right one to solve my current situation. I was skeptical, but I emailed anyway. XAP is amazing! I gave him all my information and he got to work immediately. Just within a space of 7 days he called and told me to check my report. I didn't believe what I saw. Everything was totally cleaned up and I could go get my dream home, I almost cried. Not only did he fix my credit, he also paid off my debts on my Capital one and Wells Fargo bank. I have so much respect for the XAP team because of the way they treat clients, their knowledge of the industry, and relentless pursuit, I now consider XAP Credit as the best credit specialist! If you need help, please contact XAP Credit Solution ASAP.
