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I try most fintech apps out there but this is one I use regularly. They ship new features regularly and the cashback on USDC is unmatched by anyone else, I stopped using both my Amazon Prime and Target cards as I'm getting a better return using OnJuno. Add unlimited ATM refunds in the U.S. and overseas, continue to increase the APY on cash held, and look into bill pay (send checks), and you're closing in on being the single app I can use. Customer service is responsive too.
Quickest early direct deposit I've ever received. Team incredibly active in their discord. Any missing features (like mobile check deposit) are confirmed to be on their way.
The clear leader of the “new” banks that will be the future of global crypto mass adoption
I am using OnJuno with my iPad and I have to say that the navigation through the OnJuno website is sometimes difficult. Also I would like to add that the management of the Crypto wallet is hard to figure out, how are you add, edit, all the wallets available to you is very difficult.
I could tell you horror stories about banks that have unexpectedly closed my account and frozen my funds; however instead let us focus on a bank that won't do that. If we take a big picture look down. Crypto is still new and as such is very fragmented. it is not understood by the establishment. Namely banks and regulators just don't get it yet. OnJuno does. Early direct deposit combined with instant crypto via that deposit makes DCA as simple as breathing air. Love them.
I've tried so many banks in the past and while they've been fine for the most part, OnJuno is the first fintech product I've really loved. Right now I'm getting 10% cash back at most of my go-to stores and 6% interest on my balance because my direct deposit is converted to USDC automatically. For those really into crypto, with the introduction of mUSDC, moving money back and forth from my DeFi crypto wallet is super quick and the cheapest option I've found. I could go on and on about other things I love about OnJuno but the bottom line is its amazing and you should go sign up right away. The only drawback I have found is I can't get a checkbook, but that's pretty much true for every fintech bank.
