It's an interesting suggestion that many users might be interested in. My understanding is that my credit rating does not depend on how I use finance apps. I've asked Mortgage Advice Sunderland that question. That company explained that my credit rating depends on the regularity of the money I pay on my mortgage, the amounts I pay, and the size of the loan I take out. I don't think there's any way I'm going to get blacklisted as a borrower. I think your app will help the user a lot more to keep track of loan repayments, mortgage payments, and the like. Of course, it's useful, but it certainly won't do any magical things. But I'll try to install it, thanks.
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