Final Notice by Unpayd

@coconidodev I'm fairly certain that this is actually pretty cheap for a debt collection service. Many are between 20% and 50% of the collected funds! :)

@coconidodev @armsteadj1 @kotluv From the little I know about typical collection agencies here in Singapore is that they actually do physical visits (within the means of the law) and that's the "scariest" part. Assuming the person objective is to play "punk" (i.e. have no intention to pay), wouldn't he just ignore all these "letters" (definitely emails) and phone calls? I think that's why local agencies charge a much higher price because they do face-to-face kind of meetings rather than just send a letter or make a phone call.

@coconidodev @armsteadj1 @kotluv Those points that you mentioned are people that will eventually pay (which should be the majority). I suppose it's easier to do in-person here in Singapore due to the geographical size of the country (it's a tiny red dot). I'm not entirely sure what they do during these visits but no, they do not get physical or do anything violent. Probably the same as your phone calls and emails but just that someone is there to say "hi" I suppose. So what happens if the person still refuses to pay? Does Unpayd handle the legal processes or this is handed back over to the client to take it from there?

@coconidodev it’s literally the cheapest rate I’ve seen and I looked into quite a few companies

@kotluv Thanks for the clarification.