Hi everyone, one of the cofounders here. It has taken us over a year to build this product. We always wanted to create a way to replace credit scores with reputation and trust through traity.com. Now we have started to build the verticals that make that a reality and prove the technology. Trustbond is already helping people get access to homes and the feedback from customers has been fantastic. The rental deposit is a real burden to many people and it is a paradox that a big percentage of the population are forced to apply for short term loans while they have thousands of dollars locked up. But even for people who don't need payday loans it just does not make sense to pay thousands of dollars in advance for something that might never happen. It is much better and efficient to focus on trust, and if something bad happens, then have the protection that deals with the problem when needed. Happy to answer questions and comments. Thanks for reading!
Love it. Another use case is micro-credit. This was pioneered by Grameen Bank that provided credit based on offline social reputation. The default rate was very low because most people pride their reputations. This will get rid of payday loan sharks.
@ravsydney that's exactly correct Ravi. As we continue to build the Traity technology that powers Trustbond, we are working on more services and partnerships with financial services.
@vrungta Claims are handled more quickly than regular cash bonds/deposits, as Trustbonds don't need to be lodged within a residential tenancies authority. This way we make the recovery for the landlord faster, and cause less hassle to the managing agent (if any) as well.
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Rosita Longevity
Rosita Longevity
Trustbond