Harness the power of AI for financial transaction analysis with Trove. Our API provides real-time merchant intelligence, helping developers build smarter fintech solutions. Understand spending patterns across different merchants and categories effortlessly.
Hello Product Hunt! Anna here, and I am one of the makers of Trove, an AI-powered financial intelligence API that helps you enrich banking transactions with important details like business names, websites, and spending categories. It’s a tool a few of us at Headline VC have been developing for a while, and we’re finally ready to reveal it to you!
❓Why did we build this, you ask? Let me start you off with a little personal story time 📜
I am an avid subscriber to all my banking charge alerts, thanks to a few memorable incidents with cyber theft and fraudulent charges. (One time, I got stuck cashless abroad after someone withdrew all my balance from my travel checking account 💸).
Then, one day, an unfamiliar charge alert came through. I looked at the transaction descriptors, and it didn’t resemble any company I knew or had made a purchase from that day. So, I called up the credit card company and reported the transaction as fraud. A couple of days later, I received an email from a small online shop I had actually bought from, explaining that they had issues with the payment and had to cancel the shipment. On top of that, they had to pay extra chargeback fees to the payment processor due to my dispute—it was quite unpleasant for a small business.
Have you ever had similar experiences—looking through your bank statement and having absolutely no idea where some charges came from? The banking transaction descriptors can be confusing and often bear little resemblance to the business’s name. Now imagine this problem on a larger scale for businesses, payment processors, and even banks—they spend hours and 💰 trying to identify fraud and categorize spending.
Now, we want to give that superpower to you—the makers! Test out our API on our site, in your terminal, or even with Postman. We want Trove to help you unlock incredible treasure finds!
To summarize—what can you achieve with Trove?
- 🕵️ Identify fraudulent charges
- 🚫 Avoid accidental chargebacks
- 🗂️ Categorize spending
- 🧠 Build creative solutions with transaction metadata
- 🆓 And yes, it’s all for free!
@jalcantara Hi Jorge! We purposefully made this product flexible for both uses - independent developers can use the tool to make direct to consumer product like budget tracking apps, or established companies can integrate into their existing workflows for things like expense categorizations. If you have any specific ideas in mind - would love to hear more and see how we can help you to explore the uses cases as well!
@kevan_ho thanks for the question Kevan! We currently set a 100 requests per minute rate limit for our users - but if you have special needs that goes beyond this feel free to contact us at support@headline.com and we can discuss potential batch requests processing!
Headline has utilized Trove to process over 30 million rows of financial transactions as part of our diligence process when we evaluate startups for our Series A investment.
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