Free cash flow planning app for solopreneurs and small business owners who value trust and privacy. Confidentiality by design with end-to-end encryption, fluent UI, local-first, and mobile-native. On-the-go finance management is finally made right.
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👋 Hello Product Hunt!
We're thrilled to introduce onbalance, a free cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.
🔐 Privacy by Design
We took this seriously. Built with best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations.
📱 Offline-First & Mobile-Native
Always accessible, always reliable — your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability.
🧾 Flexible Financial Management
Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs.
📊 Insightful Cash Flow Planning
Visualize your future balances, spot potential gaps early, and make confident decisions—without the accounting jargon or clutter.
Built especially for small business owners and solopreneurs like:
— Freelancers & content creators
— Real estate agents & event planners
— Artisans & marketplace sellers
— Repair & construction teams
👾 Join our Discord community to participate in testing and development, bring your ideas of the perfect finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.gg/fbwf5MYJap
Would love to hear your thoughts. Feel free to drop a comment or question!
Thanks so much for your support! ❤️
— The onbalance Team
@igor_zilberg Great! Already tried, very good for my small business. Thank you!
Letterly
Congrats on the launch! Looks really promising. Managing Letterly’s finances is a headache -- tons of spreadsheets and hard to handle on the go. This looks like it could finally streamline things. Giving it a try!
Thank you, Anton!
It would be great to learn about your experience, receive feedback, and feature requests in our Discord community: https://discord.com/invite/fbwf5MYJap
Wow, congrats! It feels like something built out of real experience. As someone who knows how overwhelming it can get to keep track of cash flow, especially when privacy matters, I can’t overstate how valuable a focused, easy-to-use tool like this is. Excited to see how it grows and what’s next for the team!
Thank you, Olga!
A lot of things is in the backlog for upcoming months of development. Including periodical transactions planning and teamwork. Stay tuned!