Currently Klarna is in a bunch of countries (Austria, Belgium, Denmark, Finland, France, Germany, Hungary, Italy, the Netherlands, Norway, Poland, Spain, Sweden, Switzerland, the UK) and the US is launching this upcoming year.
Simple idea, good execution... They essentially extend short-term credit for consumers in real time and allow them to pay after they receive the goods using a variety of different payment methods. This allows for a very quick and seamless checkout process which boosts both mobile and desktop conversion rates.
Also added to my payments collection at http://www.producthunt.com/ffuma...@yuvalsamet is on Product Hunt and is the Chief Product Officer.
@ffumarola Frank, thanks for the mention. In addition to the consumer benefits from a more friction free buying experience Klarna takes the merchant's risk out of the transaction. Klarna checks for fraud in real time and assumes the risk so the merchant doesn't have to worry about it.
@mrluketuttle Luke, thanks for joining the conversation and mentioning the merchant benefits. Allowing the customer to buy now and pay later with 0 risk to your business' bottom line is obviously a huge perk on the merchant side, too!
It is an easy-to-use payment method with incredible options, I normally use the pay later, monthly savings and the one-time card helps me a lot to protect my data.
I honestly don't understand how this app is so big. It's terrible. Nothing works, half of my cards are not accepted, I am NEVER able to use it to pay for anything, no matter which option I pick. How is this so popular?
fintech spy
Klarna
fintech spy
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Klarna