Debx, LLC

Ok cool so the Mint gameplan. Like I said great product. This is how I use my credit card already but was impossible to do the daily payment, I love rewards...hate debt.

Hey PHers! I’m Chad Crutchfield, a Co-Founder here at Debx. With 13% more Americans fearing debt more than death, no wonder we prefer debit cards to credit. We built Debx to combine the best of debit and credit. Users set up smart payment rules that govern daily payments to credit cards and ensure checking accounts won’t overdraft. By automating smart payments of credit transactions as they post, users are able to build credit responsibly, never miss payments, avoid daily interest on charges, and earn more rewards! What makes Debx special? 1) Daily payments are the key! Low utilization throughout the month coupled with diligent payments is the best way to build credit. 2) Combining all your accounts in one place not only saves time​ but gives you the peace of mind you’re not spending money you don’t have. 3) No new account needed. Debx’s technology works with the cards already in your wallet, so no new consolidation loan or bank account. 4) We’re working on aggregating our users’ rewards in one place, so you can see how much you’re earning across your accounts. 5) Completely free to use! No incremental fees for quicker or more frequent payments. We’re super excited to be on Product Hunt today, And can’t wait to get your feedback!

Manage all of your credit cards in a central location, automate all payments or trigger individual payments directly from the app

Pros:

Easy personal finance mgmt, automate and track your spending and payments for all your credit cards from one easy to use app

Cons:

currently you can only link 1 checking account