Hola Product Hunt! 😻 Many thanks, Michael @mwseibel, for hunting our new product launch. I’m Rohit, Founder & CEO of Decentro. Decentro is an extremely easy-to-use API platform for banking integrations in India (and soon the rest of APAC). We do the hard work of tying up with legacy financial institutions so that you can just integrate your desired APIs and launch! Today, we’re thrilled to announce Decentro’s latest API module - "Business Banking as a Service". 1. What’s it about? 📝 ‘Business Banking APIs’ enable any aggregator, platform, neobank, or marketplace to perform various banking functions on top of their existing corporate bank accounts or facilitate the same for their SMEs, sellers, or business partners. With this new product, we are looking to empower existing and new categories of ventures like B2B Marketplaces, SME Service Providers, Accounting firms, SME Neo-Banks, and many more. 2. Why is it awesome? 💡 This integration is one of the first in the ‘Business Banking as a Service (BaaS)’ category in India, making Decentro one of the category’s forerunners. We have gone live with ICICI Bank as the first partner bank and will be adding many more in the coming months. ** Round-the-clock uninterrupted money transfer: The Bank customers can transact bulk funds easily, even on bank holidays, just by linking their business account with Decentro. ** Adding Beneficiaries, hassle-free: Decentro’s Payouts enables customers to add beneficiaries instantly and transfer funds at once, minus any cooling period or account activation. ** Automated & full-reconciled collections: Easily generate virtual accounts & UPI IDs dynamically on top of existing accounts for buyers, SMEs, and merchants. ** Cashflow management & automated payouts: Bank customers can integrate their dashboard or ERP with Decentro’s Payouts via the partner banks to activate payments. Ergo, users no longer will be caught in the endless loop of ERP & banking apps for payments. Oh, it doesn’t end there. Not just a single module, users can integrate Decentro’s entire suite of sub-modules such as statement fetching, creating virtual accounts, enabling QR and UPI based payments for automated collections, on top of the same integration. A big shoutout to our product & engineering team for bringing these amazing integrations to life periodically. We’d love to hear your feedback around Decentro, and in particular which module you feel we should add next. Always here to answer any questions. @pratik_daudkhane, @iamsachinsharma, @mrudav_shukla, @asabhyak, @raunak_dembla, @aiswarya_menon. Cheers!

Rohit Taneja

Decentro

Maker